LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,575
−HK$914/mo
▼ 0.25% · 3.875%
HK$15,028
−HK$461/mo
Today · 4.125%
HK$15,489
baseline
▲ 0.50% · 4.625%
HK$16,431
+HK$942/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$30,978/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$174,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,214
−HK$876/mo
▼ 0.25% · 3.875%
HK$16,649
−HK$441/mo
Today · 4.125%
HK$17,090
baseline
▲ 0.50% · 4.625%
HK$17,991
+HK$901/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$34,180/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$174,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,490
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$18,034
−HK$552/mo
Today · 4.125%
HK$18,586
baseline
▲ 0.50% · 4.625%
HK$19,717
+HK$1,131/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$37,172/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$174,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,457
−HK$1,051/mo
▼ 0.25% · 3.875%
HK$19,979
−HK$529/mo
Today · 4.125%
HK$20,508
baseline
▲ 0.50% · 4.625%
HK$21,589
+HK$1,081/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$41,016/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$174,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,405
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,039
−HK$645/mo
Today · 4.125%
HK$21,684
baseline
▲ 0.50% · 4.625%
HK$23,004
+HK$1,320/mo
Deposit HK$1.92M · loan HK$4.47M · min. income ≈ HK$43,368/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$174,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,700
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,309
−HK$617/mo
Today · 4.125%
HK$23,926
baseline
▲ 0.50% · 4.625%
HK$25,187
+HK$1,261/mo
Deposit HK$1.92M · loan HK$4.47M · min. income ≈ HK$47,852/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$174,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,234
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,050
−HK$830/mo
Today · 4.125%
HK$27,880
baseline
▲ 0.50% · 4.625%
HK$29,576
+HK$1,696/mo
Deposit HK$639K · loan HK$5.75M · min. income ≈ HK$55,760/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$174,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,186
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,968
−HK$794/mo
Today · 4.125%
HK$30,762
baseline
▲ 0.50% · 4.625%
HK$32,384
+HK$1,622/mo
Deposit HK$639K · loan HK$5.75M · min. income ≈ HK$61,524/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$174,169 · Scale 2, in force from 26 Feb 2026)