LTV · monthly repayment
▼ 0.50% · 3.625%
HK$145,749
−HK$9,140/mo
▼ 0.25% · 3.875%
HK$150,282
−HK$4,607/mo
Today · 4.125%
HK$154,889
baseline
▲ 0.50% · 4.625%
HK$164,313
+HK$9,424/mo
Deposit HK$31.96M · loan HK$31.96M · min. income ≈ HK$309,778/mo (50% DSR)
Upfront cash ≈ HK$34.68M (deposit + AVD stamp duty HK$2,716,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,144
−HK$8,760/mo
▼ 0.25% · 3.875%
HK$166,493
−HK$4,411/mo
Today · 4.125%
HK$170,904
baseline
▲ 0.50% · 4.625%
HK$179,913
+HK$9,009/mo
Deposit HK$31.96M · loan HK$31.96M · min. income ≈ HK$341,808/mo (50% DSR)
Upfront cash ≈ HK$34.68M (deposit + AVD stamp duty HK$2,716,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,899
−HK$10,967/mo
▼ 0.25% · 3.875%
HK$180,339
−HK$5,527/mo
Today · 4.125%
HK$185,866
baseline
▲ 0.50% · 4.625%
HK$197,176
+HK$11,310/mo
Deposit HK$25.57M · loan HK$38.35M · min. income ≈ HK$371,732/mo (50% DSR)
Upfront cash ≈ HK$28.28M (deposit + AVD stamp duty HK$2,716,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,573
−HK$10,512/mo
▼ 0.25% · 3.875%
HK$199,791
−HK$5,294/mo
Today · 4.125%
HK$205,085
baseline
▲ 0.50% · 4.625%
HK$215,895
+HK$10,810/mo
Deposit HK$25.57M · loan HK$38.35M · min. income ≈ HK$410,170/mo (50% DSR)
Upfront cash ≈ HK$28.28M (deposit + AVD stamp duty HK$2,716,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,048
−HK$12,796/mo
▼ 0.25% · 3.875%
HK$210,395
−HK$6,449/mo
Today · 4.125%
HK$216,844
baseline
▲ 0.50% · 4.625%
HK$230,039
+HK$13,195/mo
Deposit HK$19.18M · loan HK$44.74M · min. income ≈ HK$433,688/mo (50% DSR)
Upfront cash ≈ HK$21.89M (deposit + AVD stamp duty HK$2,716,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,002
−HK$12,264/mo
▼ 0.25% · 3.875%
HK$233,090
−HK$6,176/mo
Today · 4.125%
HK$239,266
baseline
▲ 0.50% · 4.625%
HK$251,878
+HK$12,612/mo
Deposit HK$19.18M · loan HK$44.74M · min. income ≈ HK$478,532/mo (50% DSR)
Upfront cash ≈ HK$21.89M (deposit + AVD stamp duty HK$2,716,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,348
−HK$16,452/mo
▼ 0.25% · 3.875%
HK$270,508
−HK$8,292/mo
Today · 4.125%
HK$278,800
baseline
▲ 0.50% · 4.625%
HK$295,764
+HK$16,964/mo
Deposit HK$6.39M · loan HK$57.53M · min. income ≈ HK$557,600/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$2,716,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,859
−HK$15,769/mo
▼ 0.25% · 3.875%
HK$299,687
−HK$7,941/mo
Today · 4.125%
HK$307,628
baseline
▲ 0.50% · 4.625%
HK$323,843
+HK$16,215/mo
Deposit HK$6.39M · loan HK$57.53M · min. income ≈ HK$615,256/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$2,716,505 · Scale 2, in force from 26 Feb 2026)