LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,578
−HK$915/mo
▼ 0.25% · 3.875%
HK$15,032
−HK$461/mo
Today · 4.125%
HK$15,493
baseline
▲ 0.50% · 4.625%
HK$16,435
+HK$942/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$30,986/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$174,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,218
−HK$877/mo
▼ 0.25% · 3.875%
HK$16,653
−HK$442/mo
Today · 4.125%
HK$17,095
baseline
▲ 0.50% · 4.625%
HK$17,996
+HK$901/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$34,190/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$174,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,494
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$18,038
−HK$553/mo
Today · 4.125%
HK$18,591
baseline
▲ 0.50% · 4.625%
HK$19,722
+HK$1,131/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$37,182/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$174,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,462
−HK$1,051/mo
▼ 0.25% · 3.875%
HK$19,984
−HK$529/mo
Today · 4.125%
HK$20,513
baseline
▲ 0.50% · 4.625%
HK$21,595
+HK$1,082/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$41,026/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$174,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,410
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$21,045
−HK$645/mo
Today · 4.125%
HK$21,690
baseline
▲ 0.50% · 4.625%
HK$23,009
+HK$1,319/mo
Deposit HK$1.92M · loan HK$4.48M · min. income ≈ HK$43,380/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$174,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,706
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,315
−HK$617/mo
Today · 4.125%
HK$23,932
baseline
▲ 0.50% · 4.625%
HK$25,194
+HK$1,262/mo
Deposit HK$1.92M · loan HK$4.48M · min. income ≈ HK$47,864/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$174,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,241
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,057
−HK$830/mo
Today · 4.125%
HK$27,887
baseline
▲ 0.50% · 4.625%
HK$29,583
+HK$1,696/mo
Deposit HK$639K · loan HK$5.75M · min. income ≈ HK$55,774/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$174,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,193
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,976
−HK$794/mo
Today · 4.125%
HK$30,770
baseline
▲ 0.50% · 4.625%
HK$32,392
+HK$1,622/mo
Deposit HK$639K · loan HK$5.75M · min. income ≈ HK$61,540/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$174,331 · Scale 2, in force from 26 Feb 2026)