LTV · monthly repayment
▼ 0.50% · 3.625%
HK$145,790
−HK$9,142/mo
▼ 0.25% · 3.875%
HK$150,325
−HK$4,607/mo
Today · 4.125%
HK$154,932
baseline
▲ 0.50% · 4.625%
HK$164,360
+HK$9,428/mo
Deposit HK$31.97M · loan HK$31.97M · min. income ≈ HK$309,864/mo (50% DSR)
Upfront cash ≈ HK$34.69M (deposit + AVD stamp duty HK$2,717,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,190
−HK$8,762/mo
▼ 0.25% · 3.875%
HK$166,540
−HK$4,412/mo
Today · 4.125%
HK$170,952
baseline
▲ 0.50% · 4.625%
HK$179,964
+HK$9,012/mo
Deposit HK$31.97M · loan HK$31.97M · min. income ≈ HK$341,904/mo (50% DSR)
Upfront cash ≈ HK$34.69M (deposit + AVD stamp duty HK$2,717,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,948
−HK$10,971/mo
▼ 0.25% · 3.875%
HK$180,390
−HK$5,529/mo
Today · 4.125%
HK$185,919
baseline
▲ 0.50% · 4.625%
HK$197,231
+HK$11,312/mo
Deposit HK$25.57M · loan HK$38.36M · min. income ≈ HK$371,838/mo (50% DSR)
Upfront cash ≈ HK$28.29M (deposit + AVD stamp duty HK$2,717,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,628
−HK$10,515/mo
▼ 0.25% · 3.875%
HK$199,848
−HK$5,295/mo
Today · 4.125%
HK$205,143
baseline
▲ 0.50% · 4.625%
HK$215,956
+HK$10,813/mo
Deposit HK$25.57M · loan HK$38.36M · min. income ≈ HK$410,286/mo (50% DSR)
Upfront cash ≈ HK$28.29M (deposit + AVD stamp duty HK$2,717,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,106
−HK$12,799/mo
▼ 0.25% · 3.875%
HK$210,455
−HK$6,450/mo
Today · 4.125%
HK$216,905
baseline
▲ 0.50% · 4.625%
HK$230,103
+HK$13,198/mo
Deposit HK$19.18M · loan HK$44.76M · min. income ≈ HK$433,810/mo (50% DSR)
Upfront cash ≈ HK$21.90M (deposit + AVD stamp duty HK$2,717,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,066
−HK$12,267/mo
▼ 0.25% · 3.875%
HK$233,156
−HK$6,177/mo
Today · 4.125%
HK$239,333
baseline
▲ 0.50% · 4.625%
HK$251,949
+HK$12,616/mo
Deposit HK$19.18M · loan HK$44.76M · min. income ≈ HK$478,666/mo (50% DSR)
Upfront cash ≈ HK$21.90M (deposit + AVD stamp duty HK$2,717,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,422
−HK$16,456/mo
▼ 0.25% · 3.875%
HK$270,585
−HK$8,293/mo
Today · 4.125%
HK$278,878
baseline
▲ 0.50% · 4.625%
HK$295,847
+HK$16,969/mo
Deposit HK$6.39M · loan HK$57.54M · min. income ≈ HK$557,756/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$2,717,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,942
−HK$15,772/mo
▼ 0.25% · 3.875%
HK$299,771
−HK$7,943/mo
Today · 4.125%
HK$307,714
baseline
▲ 0.50% · 4.625%
HK$323,935
+HK$16,221/mo
Deposit HK$6.39M · loan HK$57.54M · min. income ≈ HK$615,428/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$2,717,271 · Scale 2, in force from 26 Feb 2026)