LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,580
−HK$914/mo
▼ 0.25% · 3.875%
HK$15,033
−HK$461/mo
Today · 4.125%
HK$15,494
baseline
▲ 0.50% · 4.625%
HK$16,437
+HK$943/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$30,988/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$174,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,220
−HK$876/mo
▼ 0.25% · 3.875%
HK$16,655
−HK$441/mo
Today · 4.125%
HK$17,096
baseline
▲ 0.50% · 4.625%
HK$17,998
+HK$902/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$34,192/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$174,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,496
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$18,040
−HK$553/mo
Today · 4.125%
HK$18,593
baseline
▲ 0.50% · 4.625%
HK$19,724
+HK$1,131/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$37,186/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$174,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,464
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$19,986
−HK$530/mo
Today · 4.125%
HK$20,516
baseline
▲ 0.50% · 4.625%
HK$21,597
+HK$1,081/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$41,032/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$174,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,412
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$21,047
−HK$645/mo
Today · 4.125%
HK$21,692
baseline
▲ 0.50% · 4.625%
HK$23,012
+HK$1,320/mo
Deposit HK$1.92M · loan HK$4.48M · min. income ≈ HK$43,384/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$174,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,708
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$23,317
−HK$618/mo
Today · 4.125%
HK$23,935
baseline
▲ 0.50% · 4.625%
HK$25,197
+HK$1,262/mo
Deposit HK$1.92M · loan HK$4.48M · min. income ≈ HK$47,870/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$174,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,244
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,060
−HK$830/mo
Today · 4.125%
HK$27,890
baseline
▲ 0.50% · 4.625%
HK$29,587
+HK$1,697/mo
Deposit HK$639K · loan HK$5.75M · min. income ≈ HK$55,780/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$174,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,196
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,979
−HK$794/mo
Today · 4.125%
HK$30,773
baseline
▲ 0.50% · 4.625%
HK$32,396
+HK$1,623/mo
Deposit HK$639K · loan HK$5.75M · min. income ≈ HK$61,546/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$174,400 · Scale 2, in force from 26 Feb 2026)