LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,580
−HK$915/mo
▼ 0.25% · 3.875%
HK$15,034
−HK$461/mo
Today · 4.125%
HK$15,495
baseline
▲ 0.50% · 4.625%
HK$16,438
+HK$943/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$30,990/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$174,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,221
−HK$876/mo
▼ 0.25% · 3.875%
HK$16,656
−HK$441/mo
Today · 4.125%
HK$17,097
baseline
▲ 0.50% · 4.625%
HK$17,998
+HK$901/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$34,194/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$174,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,497
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$18,041
−HK$553/mo
Today · 4.125%
HK$18,594
baseline
▲ 0.50% · 4.625%
HK$19,725
+HK$1,131/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$37,188/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$174,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,465
−HK$1,051/mo
▼ 0.25% · 3.875%
HK$19,987
−HK$529/mo
Today · 4.125%
HK$20,516
baseline
▲ 0.50% · 4.625%
HK$21,598
+HK$1,082/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$41,032/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$174,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,413
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$21,048
−HK$645/mo
Today · 4.125%
HK$21,693
baseline
▲ 0.50% · 4.625%
HK$23,013
+HK$1,320/mo
Deposit HK$1.92M · loan HK$4.48M · min. income ≈ HK$43,386/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$174,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,709
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$23,318
−HK$618/mo
Today · 4.125%
HK$23,936
baseline
▲ 0.50% · 4.625%
HK$25,197
+HK$1,261/mo
Deposit HK$1.92M · loan HK$4.48M · min. income ≈ HK$47,872/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$174,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,245
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,061
−HK$830/mo
Today · 4.125%
HK$27,891
baseline
▲ 0.50% · 4.625%
HK$29,588
+HK$1,697/mo
Deposit HK$639K · loan HK$5.75M · min. income ≈ HK$55,782/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$174,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,197
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,980
−HK$795/mo
Today · 4.125%
HK$30,775
baseline
▲ 0.50% · 4.625%
HK$32,397
+HK$1,622/mo
Deposit HK$639K · loan HK$5.75M · min. income ≈ HK$61,550/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$174,423 · Scale 2, in force from 26 Feb 2026)