LTV · monthly repayment
▼ 0.50% · 3.625%
HK$145,818
−HK$9,144/mo
▼ 0.25% · 3.875%
HK$150,354
−HK$4,608/mo
Today · 4.125%
HK$154,962
baseline
▲ 0.50% · 4.625%
HK$164,391
+HK$9,429/mo
Deposit HK$31.97M · loan HK$31.97M · min. income ≈ HK$309,924/mo (50% DSR)
Upfront cash ≈ HK$34.69M (deposit + AVD stamp duty HK$2,717,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,221
−HK$8,764/mo
▼ 0.25% · 3.875%
HK$166,571
−HK$4,414/mo
Today · 4.125%
HK$170,985
baseline
▲ 0.50% · 4.625%
HK$179,998
+HK$9,013/mo
Deposit HK$31.97M · loan HK$31.97M · min. income ≈ HK$341,970/mo (50% DSR)
Upfront cash ≈ HK$34.69M (deposit + AVD stamp duty HK$2,717,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,981
−HK$10,973/mo
▼ 0.25% · 3.875%
HK$180,424
−HK$5,530/mo
Today · 4.125%
HK$185,954
baseline
▲ 0.50% · 4.625%
HK$197,269
+HK$11,315/mo
Deposit HK$25.58M · loan HK$38.37M · min. income ≈ HK$371,908/mo (50% DSR)
Upfront cash ≈ HK$28.30M (deposit + AVD stamp duty HK$2,717,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,665
−HK$10,517/mo
▼ 0.25% · 3.875%
HK$199,886
−HK$5,296/mo
Today · 4.125%
HK$205,182
baseline
▲ 0.50% · 4.625%
HK$215,998
+HK$10,816/mo
Deposit HK$25.58M · loan HK$38.37M · min. income ≈ HK$410,364/mo (50% DSR)
Upfront cash ≈ HK$28.30M (deposit + AVD stamp duty HK$2,717,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,145
−HK$12,802/mo
▼ 0.25% · 3.875%
HK$210,495
−HK$6,452/mo
Today · 4.125%
HK$216,947
baseline
▲ 0.50% · 4.625%
HK$230,147
+HK$13,200/mo
Deposit HK$19.18M · loan HK$44.76M · min. income ≈ HK$433,894/mo (50% DSR)
Upfront cash ≈ HK$21.90M (deposit + AVD stamp duty HK$2,717,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,109
−HK$12,270/mo
▼ 0.25% · 3.875%
HK$233,200
−HK$6,179/mo
Today · 4.125%
HK$239,379
baseline
▲ 0.50% · 4.625%
HK$251,997
+HK$12,618/mo
Deposit HK$19.18M · loan HK$44.76M · min. income ≈ HK$478,758/mo (50% DSR)
Upfront cash ≈ HK$21.90M (deposit + AVD stamp duty HK$2,717,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,472
−HK$16,459/mo
▼ 0.25% · 3.875%
HK$270,636
−HK$8,295/mo
Today · 4.125%
HK$278,931
baseline
▲ 0.50% · 4.625%
HK$295,904
+HK$16,973/mo
Deposit HK$6.39M · loan HK$57.55M · min. income ≈ HK$557,862/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$2,717,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,997
−HK$15,776/mo
▼ 0.25% · 3.875%
HK$299,829
−HK$7,944/mo
Today · 4.125%
HK$307,773
baseline
▲ 0.50% · 4.625%
HK$323,996
+HK$16,223/mo
Deposit HK$6.39M · loan HK$57.55M · min. income ≈ HK$615,546/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$2,717,789 · Scale 2, in force from 26 Feb 2026)