LTV · monthly repayment
▼ 0.50% · 3.625%
HK$145,827
−HK$9,145/mo
▼ 0.25% · 3.875%
HK$150,363
−HK$4,609/mo
Today · 4.125%
HK$154,972
baseline
▲ 0.50% · 4.625%
HK$164,401
+HK$9,429/mo
Deposit HK$31.98M · loan HK$31.98M · min. income ≈ HK$309,944/mo (50% DSR)
Upfront cash ≈ HK$34.69M (deposit + AVD stamp duty HK$2,717,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,231
−HK$8,765/mo
▼ 0.25% · 3.875%
HK$166,582
−HK$4,414/mo
Today · 4.125%
HK$170,996
baseline
▲ 0.50% · 4.625%
HK$180,010
+HK$9,014/mo
Deposit HK$31.98M · loan HK$31.98M · min. income ≈ HK$341,992/mo (50% DSR)
Upfront cash ≈ HK$34.69M (deposit + AVD stamp duty HK$2,717,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,993
−HK$10,973/mo
▼ 0.25% · 3.875%
HK$180,436
−HK$5,530/mo
Today · 4.125%
HK$185,966
baseline
▲ 0.50% · 4.625%
HK$197,282
+HK$11,316/mo
Deposit HK$25.58M · loan HK$38.37M · min. income ≈ HK$371,932/mo (50% DSR)
Upfront cash ≈ HK$28.30M (deposit + AVD stamp duty HK$2,717,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,677
−HK$10,518/mo
▼ 0.25% · 3.875%
HK$199,899
−HK$5,296/mo
Today · 4.125%
HK$205,195
baseline
▲ 0.50% · 4.625%
HK$216,011
+HK$10,816/mo
Deposit HK$25.58M · loan HK$38.37M · min. income ≈ HK$410,390/mo (50% DSR)
Upfront cash ≈ HK$28.30M (deposit + AVD stamp duty HK$2,717,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,158
−HK$12,802/mo
▼ 0.25% · 3.875%
HK$210,508
−HK$6,452/mo
Today · 4.125%
HK$216,960
baseline
▲ 0.50% · 4.625%
HK$230,162
+HK$13,202/mo
Deposit HK$19.19M · loan HK$44.77M · min. income ≈ HK$433,920/mo (50% DSR)
Upfront cash ≈ HK$21.90M (deposit + AVD stamp duty HK$2,717,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,124
−HK$12,271/mo
▼ 0.25% · 3.875%
HK$233,215
−HK$6,180/mo
Today · 4.125%
HK$239,395
baseline
▲ 0.50% · 4.625%
HK$252,013
+HK$12,618/mo
Deposit HK$19.19M · loan HK$44.77M · min. income ≈ HK$478,790/mo (50% DSR)
Upfront cash ≈ HK$21.90M (deposit + AVD stamp duty HK$2,717,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,489
−HK$16,460/mo
▼ 0.25% · 3.875%
HK$270,654
−HK$8,295/mo
Today · 4.125%
HK$278,949
baseline
▲ 0.50% · 4.625%
HK$295,923
+HK$16,974/mo
Deposit HK$6.40M · loan HK$57.56M · min. income ≈ HK$557,898/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$2,717,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,016
−HK$15,777/mo
▼ 0.25% · 3.875%
HK$299,848
−HK$7,945/mo
Today · 4.125%
HK$307,793
baseline
▲ 0.50% · 4.625%
HK$324,017
+HK$16,224/mo
Deposit HK$6.40M · loan HK$57.56M · min. income ≈ HK$615,586/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$2,717,964 · Scale 2, in force from 26 Feb 2026)