LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,583
−HK$915/mo
▼ 0.25% · 3.875%
HK$15,037
−HK$461/mo
Today · 4.125%
HK$15,498
baseline
▲ 0.50% · 4.625%
HK$16,441
+HK$943/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$30,996/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$174,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,224
−HK$876/mo
▼ 0.25% · 3.875%
HK$16,659
−HK$441/mo
Today · 4.125%
HK$17,100
baseline
▲ 0.50% · 4.625%
HK$18,002
+HK$902/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$34,200/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$174,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,500
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$18,044
−HK$553/mo
Today · 4.125%
HK$18,597
baseline
▲ 0.50% · 4.625%
HK$19,729
+HK$1,132/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$37,194/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$174,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,469
−HK$1,051/mo
▼ 0.25% · 3.875%
HK$19,991
−HK$529/mo
Today · 4.125%
HK$20,520
baseline
▲ 0.50% · 4.625%
HK$21,602
+HK$1,082/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$41,040/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$174,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,417
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$21,052
−HK$645/mo
Today · 4.125%
HK$21,697
baseline
▲ 0.50% · 4.625%
HK$23,017
+HK$1,320/mo
Deposit HK$1.92M · loan HK$4.48M · min. income ≈ HK$43,394/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$174,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,713
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,323
−HK$618/mo
Today · 4.125%
HK$23,941
baseline
▲ 0.50% · 4.625%
HK$25,202
+HK$1,261/mo
Deposit HK$1.92M · loan HK$4.48M · min. income ≈ HK$47,882/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$174,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,250
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,067
−HK$829/mo
Today · 4.125%
HK$27,896
baseline
▲ 0.50% · 4.625%
HK$29,594
+HK$1,698/mo
Deposit HK$640K · loan HK$5.76M · min. income ≈ HK$55,792/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$174,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,203
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,986
−HK$795/mo
Today · 4.125%
HK$30,781
baseline
▲ 0.50% · 4.625%
HK$32,403
+HK$1,622/mo
Deposit HK$640K · loan HK$5.76M · min. income ≈ HK$61,562/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$174,550 · Scale 2, in force from 26 Feb 2026)