LTV · monthly repayment
▼ 0.50% · 3.625%
HK$145,891
−HK$9,149/mo
▼ 0.25% · 3.875%
HK$150,429
−HK$4,611/mo
Today · 4.125%
HK$155,040
baseline
▲ 0.50% · 4.625%
HK$164,474
+HK$9,434/mo
Deposit HK$31.99M · loan HK$31.99M · min. income ≈ HK$310,080/mo (50% DSR)
Upfront cash ≈ HK$34.71M (deposit + AVD stamp duty HK$2,719,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,302
−HK$8,769/mo
▼ 0.25% · 3.875%
HK$166,655
−HK$4,416/mo
Today · 4.125%
HK$171,071
baseline
▲ 0.50% · 4.625%
HK$180,089
+HK$9,018/mo
Deposit HK$31.99M · loan HK$31.99M · min. income ≈ HK$342,142/mo (50% DSR)
Upfront cash ≈ HK$34.71M (deposit + AVD stamp duty HK$2,719,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,069
−HK$10,979/mo
▼ 0.25% · 3.875%
HK$180,515
−HK$5,533/mo
Today · 4.125%
HK$186,048
baseline
▲ 0.50% · 4.625%
HK$197,368
+HK$11,320/mo
Deposit HK$25.59M · loan HK$38.39M · min. income ≈ HK$372,096/mo (50% DSR)
Upfront cash ≈ HK$28.31M (deposit + AVD stamp duty HK$2,719,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,763
−HK$10,522/mo
▼ 0.25% · 3.875%
HK$199,986
−HK$5,299/mo
Today · 4.125%
HK$205,285
baseline
▲ 0.50% · 4.625%
HK$216,106
+HK$10,821/mo
Deposit HK$25.59M · loan HK$38.39M · min. income ≈ HK$410,570/mo (50% DSR)
Upfront cash ≈ HK$28.31M (deposit + AVD stamp duty HK$2,719,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,248
−HK$12,808/mo
▼ 0.25% · 3.875%
HK$210,601
−HK$6,455/mo
Today · 4.125%
HK$217,056
baseline
▲ 0.50% · 4.625%
HK$230,263
+HK$13,207/mo
Deposit HK$19.19M · loan HK$44.79M · min. income ≈ HK$434,112/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$2,719,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,223
−HK$12,277/mo
▼ 0.25% · 3.875%
HK$233,317
−HK$6,183/mo
Today · 4.125%
HK$239,500
baseline
▲ 0.50% · 4.625%
HK$252,124
+HK$12,624/mo
Deposit HK$19.19M · loan HK$44.79M · min. income ≈ HK$479,000/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$2,719,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,604
−HK$16,468/mo
▼ 0.25% · 3.875%
HK$270,773
−HK$8,299/mo
Today · 4.125%
HK$279,072
baseline
▲ 0.50% · 4.625%
HK$296,052
+HK$16,980/mo
Deposit HK$6.40M · loan HK$57.58M · min. income ≈ HK$558,144/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$2,719,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,144
−HK$15,784/mo
▼ 0.25% · 3.875%
HK$299,979
−HK$7,949/mo
Today · 4.125%
HK$307,928
baseline
▲ 0.50% · 4.625%
HK$324,159
+HK$16,231/mo
Deposit HK$6.40M · loan HK$57.58M · min. income ≈ HK$615,856/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$2,719,156 · Scale 2, in force from 26 Feb 2026)