LTV · monthly repayment
▼ 0.50% · 3.625%
HK$145,909
−HK$9,150/mo
▼ 0.25% · 3.875%
HK$150,447
−HK$4,612/mo
Today · 4.125%
HK$155,059
baseline
▲ 0.50% · 4.625%
HK$164,494
+HK$9,435/mo
Deposit HK$31.99M · loan HK$31.99M · min. income ≈ HK$310,118/mo (50% DSR)
Upfront cash ≈ HK$34.71M (deposit + AVD stamp duty HK$2,719,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,322
−HK$8,770/mo
▼ 0.25% · 3.875%
HK$166,675
−HK$4,417/mo
Today · 4.125%
HK$171,092
baseline
▲ 0.50% · 4.625%
HK$180,110
+HK$9,018/mo
Deposit HK$31.99M · loan HK$31.99M · min. income ≈ HK$342,184/mo (50% DSR)
Upfront cash ≈ HK$34.71M (deposit + AVD stamp duty HK$2,719,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,091
−HK$10,979/mo
▼ 0.25% · 3.875%
HK$180,537
−HK$5,533/mo
Today · 4.125%
HK$186,070
baseline
▲ 0.50% · 4.625%
HK$197,392
+HK$11,322/mo
Deposit HK$25.60M · loan HK$38.39M · min. income ≈ HK$372,140/mo (50% DSR)
Upfront cash ≈ HK$28.31M (deposit + AVD stamp duty HK$2,719,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,787
−HK$10,523/mo
▼ 0.25% · 3.875%
HK$200,011
−HK$5,299/mo
Today · 4.125%
HK$205,310
baseline
▲ 0.50% · 4.625%
HK$216,132
+HK$10,822/mo
Deposit HK$25.60M · loan HK$38.39M · min. income ≈ HK$410,620/mo (50% DSR)
Upfront cash ≈ HK$28.31M (deposit + AVD stamp duty HK$2,719,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,272
−HK$12,810/mo
▼ 0.25% · 3.875%
HK$210,626
−HK$6,456/mo
Today · 4.125%
HK$217,082
baseline
▲ 0.50% · 4.625%
HK$230,291
+HK$13,209/mo
Deposit HK$19.20M · loan HK$44.79M · min. income ≈ HK$434,164/mo (50% DSR)
Upfront cash ≈ HK$21.92M (deposit + AVD stamp duty HK$2,719,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,251
−HK$12,278/mo
▼ 0.25% · 3.875%
HK$233,346
−HK$6,183/mo
Today · 4.125%
HK$239,529
baseline
▲ 0.50% · 4.625%
HK$252,154
+HK$12,625/mo
Deposit HK$19.20M · loan HK$44.79M · min. income ≈ HK$479,058/mo (50% DSR)
Upfront cash ≈ HK$21.92M (deposit + AVD stamp duty HK$2,719,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,636
−HK$16,469/mo
▼ 0.25% · 3.875%
HK$270,805
−HK$8,300/mo
Today · 4.125%
HK$279,105
baseline
▲ 0.50% · 4.625%
HK$296,088
+HK$16,983/mo
Deposit HK$6.40M · loan HK$57.59M · min. income ≈ HK$558,210/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$2,719,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,180
−HK$15,785/mo
▼ 0.25% · 3.875%
HK$300,016
−HK$7,949/mo
Today · 4.125%
HK$307,965
baseline
▲ 0.50% · 4.625%
HK$324,199
+HK$16,234/mo
Deposit HK$6.40M · loan HK$57.59M · min. income ≈ HK$615,930/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$2,719,486 · Scale 2, in force from 26 Feb 2026)