LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,595
−HK$916/mo
▼ 0.25% · 3.875%
HK$15,049
−HK$462/mo
Today · 4.125%
HK$15,511
baseline
▲ 0.50% · 4.625%
HK$16,454
+HK$943/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$31,022/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$175,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,237
−HK$877/mo
▼ 0.25% · 3.875%
HK$16,673
−HK$441/mo
Today · 4.125%
HK$17,114
baseline
▲ 0.50% · 4.625%
HK$18,016
+HK$902/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$34,228/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$175,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,514
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$18,059
−HK$554/mo
Today · 4.125%
HK$18,613
baseline
▲ 0.50% · 4.625%
HK$19,745
+HK$1,132/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$37,226/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$175,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,484
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$20,007
−HK$530/mo
Today · 4.125%
HK$20,537
baseline
▲ 0.50% · 4.625%
HK$21,620
+HK$1,083/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$41,074/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$175,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,433
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,069
−HK$646/mo
Today · 4.125%
HK$21,715
baseline
▲ 0.50% · 4.625%
HK$23,036
+HK$1,321/mo
Deposit HK$1.92M · loan HK$4.48M · min. income ≈ HK$43,430/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$175,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,732
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,342
−HK$618/mo
Today · 4.125%
HK$23,960
baseline
▲ 0.50% · 4.625%
HK$25,223
+HK$1,263/mo
Deposit HK$1.92M · loan HK$4.48M · min. income ≈ HK$47,920/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$175,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,271
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,089
−HK$830/mo
Today · 4.125%
HK$27,919
baseline
▲ 0.50% · 4.625%
HK$29,618
+HK$1,699/mo
Deposit HK$640K · loan HK$5.76M · min. income ≈ HK$55,838/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$175,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,227
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,011
−HK$795/mo
Today · 4.125%
HK$30,806
baseline
▲ 0.50% · 4.625%
HK$32,430
+HK$1,624/mo
Deposit HK$640K · loan HK$5.76M · min. income ≈ HK$61,612/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$175,071 · Scale 2, in force from 26 Feb 2026)