LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,599
−HK$916/mo
▼ 0.25% · 3.875%
HK$15,053
−HK$462/mo
Today · 4.125%
HK$15,515
baseline
▲ 0.50% · 4.625%
HK$16,459
+HK$944/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$31,030/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$175,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,241
−HK$878/mo
▼ 0.25% · 3.875%
HK$16,677
−HK$442/mo
Today · 4.125%
HK$17,119
baseline
▲ 0.50% · 4.625%
HK$18,021
+HK$902/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$34,238/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$175,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,519
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$18,064
−HK$553/mo
Today · 4.125%
HK$18,617
baseline
▲ 0.50% · 4.625%
HK$19,750
+HK$1,133/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$37,234/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$175,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,490
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$20,012
−HK$531/mo
Today · 4.125%
HK$20,543
baseline
▲ 0.50% · 4.625%
HK$21,625
+HK$1,082/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$41,086/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$175,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,439
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,074
−HK$646/mo
Today · 4.125%
HK$21,720
baseline
▲ 0.50% · 4.625%
HK$23,042
+HK$1,322/mo
Deposit HK$1.92M · loan HK$4.48M · min. income ≈ HK$43,440/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$175,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,738
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,348
−HK$618/mo
Today · 4.125%
HK$23,966
baseline
▲ 0.50% · 4.625%
HK$25,230
+HK$1,264/mo
Deposit HK$1.92M · loan HK$4.48M · min. income ≈ HK$47,932/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$175,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,278
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,096
−HK$830/mo
Today · 4.125%
HK$27,926
baseline
▲ 0.50% · 4.625%
HK$29,625
+HK$1,699/mo
Deposit HK$640K · loan HK$5.76M · min. income ≈ HK$55,852/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$175,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,234
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,018
−HK$796/mo
Today · 4.125%
HK$30,814
baseline
▲ 0.50% · 4.625%
HK$32,438
+HK$1,624/mo
Deposit HK$640K · loan HK$5.76M · min. income ≈ HK$61,628/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$175,237 · Scale 2, in force from 26 Feb 2026)