LTV · monthly repayment
▼ 0.50% · 3.625%
HK$146,033
−HK$9,158/mo
▼ 0.25% · 3.875%
HK$150,576
−HK$4,615/mo
Today · 4.125%
HK$155,191
baseline
▲ 0.50% · 4.625%
HK$164,634
+HK$9,443/mo
Deposit HK$32.02M · loan HK$32.02M · min. income ≈ HK$310,382/mo (50% DSR)
Upfront cash ≈ HK$34.74M (deposit + AVD stamp duty HK$2,721,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,461
−HK$8,777/mo
▼ 0.25% · 3.875%
HK$166,818
−HK$4,420/mo
Today · 4.125%
HK$171,238
baseline
▲ 0.50% · 4.625%
HK$180,264
+HK$9,026/mo
Deposit HK$32.02M · loan HK$32.02M · min. income ≈ HK$342,476/mo (50% DSR)
Upfront cash ≈ HK$34.74M (deposit + AVD stamp duty HK$2,721,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,240
−HK$10,989/mo
▼ 0.25% · 3.875%
HK$180,691
−HK$5,538/mo
Today · 4.125%
HK$186,229
baseline
▲ 0.50% · 4.625%
HK$197,561
+HK$11,332/mo
Deposit HK$25.62M · loan HK$38.43M · min. income ≈ HK$372,458/mo (50% DSR)
Upfront cash ≈ HK$28.34M (deposit + AVD stamp duty HK$2,721,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,953
−HK$10,532/mo
▼ 0.25% · 3.875%
HK$200,181
−HK$5,304/mo
Today · 4.125%
HK$205,485
baseline
▲ 0.50% · 4.625%
HK$216,317
+HK$10,832/mo
Deposit HK$25.62M · loan HK$38.43M · min. income ≈ HK$410,970/mo (50% DSR)
Upfront cash ≈ HK$28.34M (deposit + AVD stamp duty HK$2,721,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,447
−HK$12,820/mo
▼ 0.25% · 3.875%
HK$210,806
−HK$6,461/mo
Today · 4.125%
HK$217,267
baseline
▲ 0.50% · 4.625%
HK$230,487
+HK$13,220/mo
Deposit HK$19.21M · loan HK$44.83M · min. income ≈ HK$434,534/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$2,721,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,445
−HK$12,288/mo
▼ 0.25% · 3.875%
HK$233,545
−HK$6,188/mo
Today · 4.125%
HK$239,733
baseline
▲ 0.50% · 4.625%
HK$252,370
+HK$12,637/mo
Deposit HK$19.21M · loan HK$44.83M · min. income ≈ HK$479,466/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$2,721,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,860
−HK$16,484/mo
▼ 0.25% · 3.875%
HK$271,036
−HK$8,308/mo
Today · 4.125%
HK$279,344
baseline
▲ 0.50% · 4.625%
HK$296,341
+HK$16,997/mo
Deposit HK$6.40M · loan HK$57.64M · min. income ≈ HK$558,688/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$2,721,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,429
−HK$15,799/mo
▼ 0.25% · 3.875%
HK$300,272
−HK$7,956/mo
Today · 4.125%
HK$308,228
baseline
▲ 0.50% · 4.625%
HK$324,475
+HK$16,247/mo
Deposit HK$6.40M · loan HK$57.64M · min. income ≈ HK$616,456/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$2,721,806 · Scale 2, in force from 26 Feb 2026)