LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,605
−HK$916/mo
▼ 0.25% · 3.875%
HK$15,060
−HK$461/mo
Today · 4.125%
HK$15,521
baseline
▲ 0.50% · 4.625%
HK$16,466
+HK$945/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$31,042/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$175,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,248
−HK$878/mo
▼ 0.25% · 3.875%
HK$16,684
−HK$442/mo
Today · 4.125%
HK$17,126
baseline
▲ 0.50% · 4.625%
HK$18,029
+HK$903/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$34,252/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$175,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,527
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$18,072
−HK$554/mo
Today · 4.125%
HK$18,626
baseline
▲ 0.50% · 4.625%
HK$19,759
+HK$1,133/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$37,252/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$175,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,498
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$20,021
−HK$531/mo
Today · 4.125%
HK$20,552
baseline
▲ 0.50% · 4.625%
HK$21,635
+HK$1,083/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$41,104/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$175,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,448
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,084
−HK$646/mo
Today · 4.125%
HK$21,730
baseline
▲ 0.50% · 4.625%
HK$23,052
+HK$1,322/mo
Deposit HK$1.92M · loan HK$4.48M · min. income ≈ HK$43,460/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$175,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,748
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,358
−HK$619/mo
Today · 4.125%
HK$23,977
baseline
▲ 0.50% · 4.625%
HK$25,241
+HK$1,264/mo
Deposit HK$1.92M · loan HK$4.48M · min. income ≈ HK$47,954/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$175,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,290
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,108
−HK$830/mo
Today · 4.125%
HK$27,938
baseline
▲ 0.50% · 4.625%
HK$29,638
+HK$1,700/mo
Deposit HK$641K · loan HK$5.76M · min. income ≈ HK$55,876/mo (50% DSR)
Upfront cash ≈ HK$816K (deposit + AVD stamp duty HK$175,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,247
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,032
−HK$795/mo
Today · 4.125%
HK$30,827
baseline
▲ 0.50% · 4.625%
HK$32,452
+HK$1,625/mo
Deposit HK$641K · loan HK$5.76M · min. income ≈ HK$61,654/mo (50% DSR)
Upfront cash ≈ HK$816K (deposit + AVD stamp duty HK$175,520 · Scale 2, in force from 26 Feb 2026)