LTV · monthly repayment
▼ 0.50% · 3.625%
HK$146,064
−HK$9,159/mo
▼ 0.25% · 3.875%
HK$150,607
−HK$4,616/mo
Today · 4.125%
HK$155,223
baseline
▲ 0.50% · 4.625%
HK$164,668
+HK$9,445/mo
Deposit HK$32.03M · loan HK$32.03M · min. income ≈ HK$310,446/mo (50% DSR)
Upfront cash ≈ HK$34.75M (deposit + AVD stamp duty HK$2,722,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,495
−HK$8,779/mo
▼ 0.25% · 3.875%
HK$166,853
−HK$4,421/mo
Today · 4.125%
HK$171,274
baseline
▲ 0.50% · 4.625%
HK$180,302
+HK$9,028/mo
Deposit HK$32.03M · loan HK$32.03M · min. income ≈ HK$342,548/mo (50% DSR)
Upfront cash ≈ HK$34.75M (deposit + AVD stamp duty HK$2,722,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,277
−HK$10,991/mo
▼ 0.25% · 3.875%
HK$180,729
−HK$5,539/mo
Today · 4.125%
HK$186,268
baseline
▲ 0.50% · 4.625%
HK$197,602
+HK$11,334/mo
Deposit HK$25.62M · loan HK$38.43M · min. income ≈ HK$372,536/mo (50% DSR)
Upfront cash ≈ HK$28.34M (deposit + AVD stamp duty HK$2,722,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,994
−HK$10,535/mo
▼ 0.25% · 3.875%
HK$200,223
−HK$5,306/mo
Today · 4.125%
HK$205,529
baseline
▲ 0.50% · 4.625%
HK$216,362
+HK$10,833/mo
Deposit HK$25.62M · loan HK$38.43M · min. income ≈ HK$411,058/mo (50% DSR)
Upfront cash ≈ HK$28.34M (deposit + AVD stamp duty HK$2,722,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,490
−HK$12,823/mo
▼ 0.25% · 3.875%
HK$210,850
−HK$6,463/mo
Today · 4.125%
HK$217,313
baseline
▲ 0.50% · 4.625%
HK$230,536
+HK$13,223/mo
Deposit HK$19.22M · loan HK$44.84M · min. income ≈ HK$434,626/mo (50% DSR)
Upfront cash ≈ HK$21.94M (deposit + AVD stamp duty HK$2,722,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,493
−HK$12,290/mo
▼ 0.25% · 3.875%
HK$233,594
−HK$6,189/mo
Today · 4.125%
HK$239,783
baseline
▲ 0.50% · 4.625%
HK$252,423
+HK$12,640/mo
Deposit HK$19.22M · loan HK$44.84M · min. income ≈ HK$479,566/mo (50% DSR)
Upfront cash ≈ HK$21.94M (deposit + AVD stamp duty HK$2,722,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,915
−HK$16,487/mo
▼ 0.25% · 3.875%
HK$271,093
−HK$8,309/mo
Today · 4.125%
HK$279,402
baseline
▲ 0.50% · 4.625%
HK$296,403
+HK$17,001/mo
Deposit HK$6.41M · loan HK$57.65M · min. income ≈ HK$558,804/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$2,722,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,490
−HK$15,803/mo
▼ 0.25% · 3.875%
HK$300,335
−HK$7,958/mo
Today · 4.125%
HK$308,293
baseline
▲ 0.50% · 4.625%
HK$324,543
+HK$16,250/mo
Deposit HK$6.41M · loan HK$57.65M · min. income ≈ HK$616,586/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$2,722,378 · Scale 2, in force from 26 Feb 2026)