LTV · monthly repayment
▼ 0.50% · 3.625%
HK$146,096
−HK$9,161/mo
▼ 0.25% · 3.875%
HK$150,640
−HK$4,617/mo
Today · 4.125%
HK$155,257
baseline
▲ 0.50% · 4.625%
HK$164,704
+HK$9,447/mo
Deposit HK$32.03M · loan HK$32.03M · min. income ≈ HK$310,514/mo (50% DSR)
Upfront cash ≈ HK$34.76M (deposit + AVD stamp duty HK$2,722,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,530
−HK$8,781/mo
▼ 0.25% · 3.875%
HK$166,889
−HK$4,422/mo
Today · 4.125%
HK$171,311
baseline
▲ 0.50% · 4.625%
HK$180,341
+HK$9,030/mo
Deposit HK$32.03M · loan HK$32.03M · min. income ≈ HK$342,622/mo (50% DSR)
Upfront cash ≈ HK$34.76M (deposit + AVD stamp duty HK$2,722,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,315
−HK$10,994/mo
▼ 0.25% · 3.875%
HK$180,768
−HK$5,541/mo
Today · 4.125%
HK$186,309
baseline
▲ 0.50% · 4.625%
HK$197,645
+HK$11,336/mo
Deposit HK$25.63M · loan HK$38.44M · min. income ≈ HK$372,618/mo (50% DSR)
Upfront cash ≈ HK$28.35M (deposit + AVD stamp duty HK$2,722,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,036
−HK$10,537/mo
▼ 0.25% · 3.875%
HK$200,267
−HK$5,306/mo
Today · 4.125%
HK$205,573
baseline
▲ 0.50% · 4.625%
HK$216,409
+HK$10,836/mo
Deposit HK$25.63M · loan HK$38.44M · min. income ≈ HK$411,146/mo (50% DSR)
Upfront cash ≈ HK$28.35M (deposit + AVD stamp duty HK$2,722,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,534
−HK$12,826/mo
▼ 0.25% · 3.875%
HK$210,896
−HK$6,464/mo
Today · 4.125%
HK$217,360
baseline
▲ 0.50% · 4.625%
HK$230,586
+HK$13,226/mo
Deposit HK$19.22M · loan HK$44.85M · min. income ≈ HK$434,720/mo (50% DSR)
Upfront cash ≈ HK$21.94M (deposit + AVD stamp duty HK$2,722,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,542
−HK$12,294/mo
▼ 0.25% · 3.875%
HK$233,645
−HK$6,191/mo
Today · 4.125%
HK$239,836
baseline
▲ 0.50% · 4.625%
HK$252,478
+HK$12,642/mo
Deposit HK$19.22M · loan HK$44.85M · min. income ≈ HK$479,672/mo (50% DSR)
Upfront cash ≈ HK$21.94M (deposit + AVD stamp duty HK$2,722,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,972
−HK$16,491/mo
▼ 0.25% · 3.875%
HK$271,152
−HK$8,311/mo
Today · 4.125%
HK$279,463
baseline
▲ 0.50% · 4.625%
HK$296,468
+HK$17,005/mo
Deposit HK$6.41M · loan HK$57.66M · min. income ≈ HK$558,926/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$2,722,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,554
−HK$15,806/mo
▼ 0.25% · 3.875%
HK$300,400
−HK$7,960/mo
Today · 4.125%
HK$308,360
baseline
▲ 0.50% · 4.625%
HK$324,614
+HK$16,254/mo
Deposit HK$6.41M · loan HK$57.66M · min. income ≈ HK$616,720/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$2,722,971 · Scale 2, in force from 26 Feb 2026)