LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,617
−HK$917/mo
▼ 0.25% · 3.875%
HK$15,072
−HK$462/mo
Today · 4.125%
HK$15,534
baseline
▲ 0.50% · 4.625%
HK$16,479
+HK$945/mo
Deposit HK$3.21M · loan HK$3.21M · min. income ≈ HK$31,068/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$176,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,261
−HK$879/mo
▼ 0.25% · 3.875%
HK$16,697
−HK$443/mo
Today · 4.125%
HK$17,140
baseline
▲ 0.50% · 4.625%
HK$18,043
+HK$903/mo
Deposit HK$3.21M · loan HK$3.21M · min. income ≈ HK$34,280/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$176,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,540
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$18,086
−HK$554/mo
Today · 4.125%
HK$18,640
baseline
▲ 0.50% · 4.625%
HK$19,774
+HK$1,134/mo
Deposit HK$2.56M · loan HK$3.85M · min. income ≈ HK$37,280/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$176,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,513
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$20,037
−HK$531/mo
Today · 4.125%
HK$20,568
baseline
▲ 0.50% · 4.625%
HK$21,652
+HK$1,084/mo
Deposit HK$2.56M · loan HK$3.85M · min. income ≈ HK$41,136/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$176,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,464
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,100
−HK$647/mo
Today · 4.125%
HK$21,747
baseline
▲ 0.50% · 4.625%
HK$23,070
+HK$1,323/mo
Deposit HK$1.92M · loan HK$4.49M · min. income ≈ HK$43,494/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$176,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,766
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,376
−HK$620/mo
Today · 4.125%
HK$23,996
baseline
▲ 0.50% · 4.625%
HK$25,260
+HK$1,264/mo
Deposit HK$1.92M · loan HK$4.49M · min. income ≈ HK$47,992/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$176,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,310
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,129
−HK$831/mo
Today · 4.125%
HK$27,960
baseline
▲ 0.50% · 4.625%
HK$29,662
+HK$1,702/mo
Deposit HK$641K · loan HK$5.77M · min. income ≈ HK$55,920/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$176,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,270
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,055
−HK$796/mo
Today · 4.125%
HK$30,851
baseline
▲ 0.50% · 4.625%
HK$32,478
+HK$1,627/mo
Deposit HK$641K · loan HK$5.77M · min. income ≈ HK$61,702/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$176,021 · Scale 2, in force from 26 Feb 2026)