LTV · monthly repayment
▼ 0.50% · 3.625%
HK$146,180
−HK$9,167/mo
▼ 0.25% · 3.875%
HK$150,727
−HK$4,620/mo
Today · 4.125%
HK$155,347
baseline
▲ 0.50% · 4.625%
HK$164,800
+HK$9,453/mo
Deposit HK$32.05M · loan HK$32.05M · min. income ≈ HK$310,694/mo (50% DSR)
Upfront cash ≈ HK$34.78M (deposit + AVD stamp duty HK$2,724,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,624
−HK$8,786/mo
▼ 0.25% · 3.875%
HK$166,986
−HK$4,424/mo
Today · 4.125%
HK$171,410
baseline
▲ 0.50% · 4.625%
HK$180,446
+HK$9,036/mo
Deposit HK$32.05M · loan HK$32.05M · min. income ≈ HK$342,820/mo (50% DSR)
Upfront cash ≈ HK$34.78M (deposit + AVD stamp duty HK$2,724,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,417
−HK$11,000/mo
▼ 0.25% · 3.875%
HK$180,873
−HK$5,544/mo
Today · 4.125%
HK$186,417
baseline
▲ 0.50% · 4.625%
HK$197,760
+HK$11,343/mo
Deposit HK$25.64M · loan HK$38.46M · min. income ≈ HK$372,834/mo (50% DSR)
Upfront cash ≈ HK$28.37M (deposit + AVD stamp duty HK$2,724,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,149
−HK$10,543/mo
▼ 0.25% · 3.875%
HK$200,383
−HK$5,309/mo
Today · 4.125%
HK$205,692
baseline
▲ 0.50% · 4.625%
HK$216,535
+HK$10,843/mo
Deposit HK$25.64M · loan HK$38.46M · min. income ≈ HK$411,384/mo (50% DSR)
Upfront cash ≈ HK$28.37M (deposit + AVD stamp duty HK$2,724,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,653
−HK$12,833/mo
▼ 0.25% · 3.875%
HK$211,018
−HK$6,468/mo
Today · 4.125%
HK$217,486
baseline
▲ 0.50% · 4.625%
HK$230,720
+HK$13,234/mo
Deposit HK$19.23M · loan HK$44.87M · min. income ≈ HK$434,972/mo (50% DSR)
Upfront cash ≈ HK$21.96M (deposit + AVD stamp duty HK$2,724,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,674
−HK$12,301/mo
▼ 0.25% · 3.875%
HK$233,780
−HK$6,195/mo
Today · 4.125%
HK$239,975
baseline
▲ 0.50% · 4.625%
HK$252,624
+HK$12,649/mo
Deposit HK$19.23M · loan HK$44.87M · min. income ≈ HK$479,950/mo (50% DSR)
Upfront cash ≈ HK$21.96M (deposit + AVD stamp duty HK$2,724,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,125
−HK$16,500/mo
▼ 0.25% · 3.875%
HK$271,309
−HK$8,316/mo
Today · 4.125%
HK$279,625
baseline
▲ 0.50% · 4.625%
HK$296,640
+HK$17,015/mo
Deposit HK$6.41M · loan HK$57.70M · min. income ≈ HK$559,250/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$2,724,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,724
−HK$15,815/mo
▼ 0.25% · 3.875%
HK$300,574
−HK$7,965/mo
Today · 4.125%
HK$308,539
baseline
▲ 0.50% · 4.625%
HK$324,802
+HK$16,263/mo
Deposit HK$6.41M · loan HK$57.70M · min. income ≈ HK$617,078/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$2,724,549 · Scale 2, in force from 26 Feb 2026)