LTV · monthly repayment
▼ 0.50% · 3.625%
HK$146,244
−HK$9,171/mo
▼ 0.25% · 3.875%
HK$150,793
−HK$4,622/mo
Today · 4.125%
HK$155,415
baseline
▲ 0.50% · 4.625%
HK$164,871
+HK$9,456/mo
Deposit HK$32.07M · loan HK$32.07M · min. income ≈ HK$310,830/mo (50% DSR)
Upfront cash ≈ HK$34.79M (deposit + AVD stamp duty HK$2,725,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,695
−HK$8,790/mo
▼ 0.25% · 3.875%
HK$167,058
−HK$4,427/mo
Today · 4.125%
HK$171,485
baseline
▲ 0.50% · 4.625%
HK$180,524
+HK$9,039/mo
Deposit HK$32.07M · loan HK$32.07M · min. income ≈ HK$342,970/mo (50% DSR)
Upfront cash ≈ HK$34.79M (deposit + AVD stamp duty HK$2,725,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,493
−HK$11,005/mo
▼ 0.25% · 3.875%
HK$180,952
−HK$5,546/mo
Today · 4.125%
HK$186,498
baseline
▲ 0.50% · 4.625%
HK$197,846
+HK$11,348/mo
Deposit HK$25.65M · loan HK$38.48M · min. income ≈ HK$372,996/mo (50% DSR)
Upfront cash ≈ HK$28.38M (deposit + AVD stamp duty HK$2,725,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,234
−HK$10,548/mo
▼ 0.25% · 3.875%
HK$200,470
−HK$5,312/mo
Today · 4.125%
HK$205,782
baseline
▲ 0.50% · 4.625%
HK$216,629
+HK$10,847/mo
Deposit HK$25.65M · loan HK$38.48M · min. income ≈ HK$411,564/mo (50% DSR)
Upfront cash ≈ HK$28.38M (deposit + AVD stamp duty HK$2,725,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,742
−HK$12,839/mo
▼ 0.25% · 3.875%
HK$211,110
−HK$6,471/mo
Today · 4.125%
HK$217,581
baseline
▲ 0.50% · 4.625%
HK$230,820
+HK$13,239/mo
Deposit HK$19.24M · loan HK$44.89M · min. income ≈ HK$435,162/mo (50% DSR)
Upfront cash ≈ HK$21.97M (deposit + AVD stamp duty HK$2,725,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,773
−HK$12,306/mo
▼ 0.25% · 3.875%
HK$233,882
−HK$6,197/mo
Today · 4.125%
HK$240,079
baseline
▲ 0.50% · 4.625%
HK$252,734
+HK$12,655/mo
Deposit HK$19.24M · loan HK$44.89M · min. income ≈ HK$480,158/mo (50% DSR)
Upfront cash ≈ HK$21.97M (deposit + AVD stamp duty HK$2,725,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,239
−HK$16,508/mo
▼ 0.25% · 3.875%
HK$271,428
−HK$8,319/mo
Today · 4.125%
HK$279,747
baseline
▲ 0.50% · 4.625%
HK$296,769
+HK$17,022/mo
Deposit HK$6.41M · loan HK$57.72M · min. income ≈ HK$559,494/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$2,725,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,851
−HK$15,822/mo
▼ 0.25% · 3.875%
HK$300,705
−HK$7,968/mo
Today · 4.125%
HK$308,673
baseline
▲ 0.50% · 4.625%
HK$324,944
+HK$16,271/mo
Deposit HK$6.41M · loan HK$57.72M · min. income ≈ HK$617,346/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$2,725,735 · Scale 2, in force from 26 Feb 2026)