LTV · monthly repayment
▼ 0.50% · 3.625%
HK$146,311
−HK$9,174/mo
▼ 0.25% · 3.875%
HK$150,862
−HK$4,623/mo
Today · 4.125%
HK$155,485
baseline
▲ 0.50% · 4.625%
HK$164,946
+HK$9,461/mo
Deposit HK$32.08M · loan HK$32.08M · min. income ≈ HK$310,970/mo (50% DSR)
Upfront cash ≈ HK$34.81M (deposit + AVD stamp duty HK$2,726,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,769
−HK$8,794/mo
▼ 0.25% · 3.875%
HK$167,134
−HK$4,429/mo
Today · 4.125%
HK$171,563
baseline
▲ 0.50% · 4.625%
HK$180,606
+HK$9,043/mo
Deposit HK$32.08M · loan HK$32.08M · min. income ≈ HK$343,126/mo (50% DSR)
Upfront cash ≈ HK$34.81M (deposit + AVD stamp duty HK$2,726,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,573
−HK$11,010/mo
▼ 0.25% · 3.875%
HK$181,034
−HK$5,549/mo
Today · 4.125%
HK$186,583
baseline
▲ 0.50% · 4.625%
HK$197,936
+HK$11,353/mo
Deposit HK$25.67M · loan HK$38.50M · min. income ≈ HK$373,166/mo (50% DSR)
Upfront cash ≈ HK$28.39M (deposit + AVD stamp duty HK$2,726,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,323
−HK$10,552/mo
▼ 0.25% · 3.875%
HK$200,561
−HK$5,314/mo
Today · 4.125%
HK$205,875
baseline
▲ 0.50% · 4.625%
HK$216,727
+HK$10,852/mo
Deposit HK$25.67M · loan HK$38.50M · min. income ≈ HK$411,750/mo (50% DSR)
Upfront cash ≈ HK$28.39M (deposit + AVD stamp duty HK$2,726,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,835
−HK$12,845/mo
▼ 0.25% · 3.875%
HK$211,206
−HK$6,474/mo
Today · 4.125%
HK$217,680
baseline
▲ 0.50% · 4.625%
HK$230,925
+HK$13,245/mo
Deposit HK$19.25M · loan HK$44.91M · min. income ≈ HK$435,360/mo (50% DSR)
Upfront cash ≈ HK$21.98M (deposit + AVD stamp duty HK$2,726,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,877
−HK$12,311/mo
▼ 0.25% · 3.875%
HK$233,988
−HK$6,200/mo
Today · 4.125%
HK$240,188
baseline
▲ 0.50% · 4.625%
HK$252,849
+HK$12,661/mo
Deposit HK$19.25M · loan HK$44.91M · min. income ≈ HK$480,376/mo (50% DSR)
Upfront cash ≈ HK$21.98M (deposit + AVD stamp duty HK$2,726,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,359
−HK$16,515/mo
▼ 0.25% · 3.875%
HK$271,551
−HK$8,323/mo
Today · 4.125%
HK$279,874
baseline
▲ 0.50% · 4.625%
HK$296,903
+HK$17,029/mo
Deposit HK$6.42M · loan HK$57.75M · min. income ≈ HK$559,748/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$2,726,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,984
−HK$15,829/mo
▼ 0.25% · 3.875%
HK$300,842
−HK$7,971/mo
Today · 4.125%
HK$308,813
baseline
▲ 0.50% · 4.625%
HK$325,091
+HK$16,278/mo
Deposit HK$6.42M · loan HK$57.75M · min. income ≈ HK$617,626/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$2,726,973 · Scale 2, in force from 26 Feb 2026)