LTV · monthly repayment
▼ 0.50% · 3.625%
HK$146,328
−HK$9,176/mo
▼ 0.25% · 3.875%
HK$150,879
−HK$4,625/mo
Today · 4.125%
HK$155,504
baseline
▲ 0.50% · 4.625%
HK$164,966
+HK$9,462/mo
Deposit HK$32.09M · loan HK$32.09M · min. income ≈ HK$311,008/mo (50% DSR)
Upfront cash ≈ HK$34.81M (deposit + AVD stamp duty HK$2,727,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,788
−HK$8,795/mo
▼ 0.25% · 3.875%
HK$167,154
−HK$4,429/mo
Today · 4.125%
HK$171,583
baseline
▲ 0.50% · 4.625%
HK$180,627
+HK$9,044/mo
Deposit HK$32.09M · loan HK$32.09M · min. income ≈ HK$343,166/mo (50% DSR)
Upfront cash ≈ HK$34.81M (deposit + AVD stamp duty HK$2,727,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,593
−HK$11,011/mo
▼ 0.25% · 3.875%
HK$181,055
−HK$5,549/mo
Today · 4.125%
HK$186,604
baseline
▲ 0.50% · 4.625%
HK$197,959
+HK$11,355/mo
Deposit HK$25.67M · loan HK$38.50M · min. income ≈ HK$373,208/mo (50% DSR)
Upfront cash ≈ HK$28.40M (deposit + AVD stamp duty HK$2,727,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,346
−HK$10,554/mo
▼ 0.25% · 3.875%
HK$200,585
−HK$5,315/mo
Today · 4.125%
HK$205,900
baseline
▲ 0.50% · 4.625%
HK$216,753
+HK$10,853/mo
Deposit HK$25.67M · loan HK$38.50M · min. income ≈ HK$411,800/mo (50% DSR)
Upfront cash ≈ HK$28.40M (deposit + AVD stamp duty HK$2,727,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,859
−HK$12,846/mo
▼ 0.25% · 3.875%
HK$211,231
−HK$6,474/mo
Today · 4.125%
HK$217,705
baseline
▲ 0.50% · 4.625%
HK$230,952
+HK$13,247/mo
Deposit HK$19.25M · loan HK$44.92M · min. income ≈ HK$435,410/mo (50% DSR)
Upfront cash ≈ HK$21.98M (deposit + AVD stamp duty HK$2,727,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,903
−HK$12,313/mo
▼ 0.25% · 3.875%
HK$234,016
−HK$6,200/mo
Today · 4.125%
HK$240,216
baseline
▲ 0.50% · 4.625%
HK$252,878
+HK$12,662/mo
Deposit HK$19.25M · loan HK$44.92M · min. income ≈ HK$480,432/mo (50% DSR)
Upfront cash ≈ HK$21.98M (deposit + AVD stamp duty HK$2,727,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,390
−HK$16,517/mo
▼ 0.25% · 3.875%
HK$271,583
−HK$8,324/mo
Today · 4.125%
HK$279,907
baseline
▲ 0.50% · 4.625%
HK$296,938
+HK$17,031/mo
Deposit HK$6.42M · loan HK$57.75M · min. income ≈ HK$559,814/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$2,727,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,019
−HK$15,830/mo
▼ 0.25% · 3.875%
HK$300,877
−HK$7,972/mo
Today · 4.125%
HK$308,849
baseline
▲ 0.50% · 4.625%
HK$325,129
+HK$16,280/mo
Deposit HK$6.42M · loan HK$57.75M · min. income ≈ HK$617,698/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$2,727,293 · Scale 2, in force from 26 Feb 2026)