LTV · monthly repayment
▼ 0.50% · 3.625%
HK$146,353
−HK$9,178/mo
▼ 0.25% · 3.875%
HK$150,906
−HK$4,625/mo
Today · 4.125%
HK$155,531
baseline
▲ 0.50% · 4.625%
HK$164,995
+HK$9,464/mo
Deposit HK$32.09M · loan HK$32.09M · min. income ≈ HK$311,062/mo (50% DSR)
Upfront cash ≈ HK$34.82M (deposit + AVD stamp duty HK$2,727,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,817
−HK$8,796/mo
▼ 0.25% · 3.875%
HK$167,183
−HK$4,430/mo
Today · 4.125%
HK$171,613
baseline
▲ 0.50% · 4.625%
HK$180,659
+HK$9,046/mo
Deposit HK$32.09M · loan HK$32.09M · min. income ≈ HK$343,226/mo (50% DSR)
Upfront cash ≈ HK$34.82M (deposit + AVD stamp duty HK$2,727,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,624
−HK$11,013/mo
▼ 0.25% · 3.875%
HK$181,087
−HK$5,550/mo
Today · 4.125%
HK$186,637
baseline
▲ 0.50% · 4.625%
HK$197,994
+HK$11,357/mo
Deposit HK$25.67M · loan HK$38.51M · min. income ≈ HK$373,274/mo (50% DSR)
Upfront cash ≈ HK$28.40M (deposit + AVD stamp duty HK$2,727,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,380
−HK$10,556/mo
▼ 0.25% · 3.875%
HK$200,620
−HK$5,316/mo
Today · 4.125%
HK$205,936
baseline
▲ 0.50% · 4.625%
HK$216,791
+HK$10,855/mo
Deposit HK$25.67M · loan HK$38.51M · min. income ≈ HK$411,872/mo (50% DSR)
Upfront cash ≈ HK$28.40M (deposit + AVD stamp duty HK$2,727,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,895
−HK$12,849/mo
▼ 0.25% · 3.875%
HK$211,268
−HK$6,476/mo
Today · 4.125%
HK$217,744
baseline
▲ 0.50% · 4.625%
HK$230,993
+HK$13,249/mo
Deposit HK$19.25M · loan HK$44.93M · min. income ≈ HK$435,488/mo (50% DSR)
Upfront cash ≈ HK$21.98M (deposit + AVD stamp duty HK$2,727,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,943
−HK$12,315/mo
▼ 0.25% · 3.875%
HK$234,057
−HK$6,201/mo
Today · 4.125%
HK$240,258
baseline
▲ 0.50% · 4.625%
HK$252,923
+HK$12,665/mo
Deposit HK$19.25M · loan HK$44.93M · min. income ≈ HK$480,516/mo (50% DSR)
Upfront cash ≈ HK$21.98M (deposit + AVD stamp duty HK$2,727,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,436
−HK$16,520/mo
▼ 0.25% · 3.875%
HK$271,631
−HK$8,325/mo
Today · 4.125%
HK$279,956
baseline
▲ 0.50% · 4.625%
HK$296,991
+HK$17,035/mo
Deposit HK$6.42M · loan HK$57.76M · min. income ≈ HK$559,912/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$2,727,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,070
−HK$15,834/mo
▼ 0.25% · 3.875%
HK$300,930
−HK$7,974/mo
Today · 4.125%
HK$308,904
baseline
▲ 0.50% · 4.625%
HK$325,187
+HK$16,283/mo
Deposit HK$6.42M · loan HK$57.76M · min. income ≈ HK$617,808/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$2,727,773 · Scale 2, in force from 26 Feb 2026)