LTV · monthly repayment
▼ 0.50% · 3.625%
HK$146,376
−HK$9,180/mo
▼ 0.25% · 3.875%
HK$150,930
−HK$4,626/mo
Today · 4.125%
HK$155,556
baseline
▲ 0.50% · 4.625%
HK$165,021
+HK$9,465/mo
Deposit HK$32.10M · loan HK$32.10M · min. income ≈ HK$311,112/mo (50% DSR)
Upfront cash ≈ HK$34.82M (deposit + AVD stamp duty HK$2,728,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,842
−HK$8,798/mo
▼ 0.25% · 3.875%
HK$167,210
−HK$4,430/mo
Today · 4.125%
HK$171,640
baseline
▲ 0.50% · 4.625%
HK$180,688
+HK$9,048/mo
Deposit HK$32.10M · loan HK$32.10M · min. income ≈ HK$343,280/mo (50% DSR)
Upfront cash ≈ HK$34.82M (deposit + AVD stamp duty HK$2,728,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,652
−HK$11,015/mo
▼ 0.25% · 3.875%
HK$181,115
−HK$5,552/mo
Today · 4.125%
HK$186,667
baseline
▲ 0.50% · 4.625%
HK$198,025
+HK$11,358/mo
Deposit HK$25.68M · loan HK$38.52M · min. income ≈ HK$373,334/mo (50% DSR)
Upfront cash ≈ HK$28.41M (deposit + AVD stamp duty HK$2,728,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,411
−HK$10,557/mo
▼ 0.25% · 3.875%
HK$200,652
−HK$5,316/mo
Today · 4.125%
HK$205,968
baseline
▲ 0.50% · 4.625%
HK$216,825
+HK$10,857/mo
Deposit HK$25.68M · loan HK$38.52M · min. income ≈ HK$411,936/mo (50% DSR)
Upfront cash ≈ HK$28.41M (deposit + AVD stamp duty HK$2,728,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,927
−HK$12,851/mo
▼ 0.25% · 3.875%
HK$211,301
−HK$6,477/mo
Today · 4.125%
HK$217,778
baseline
▲ 0.50% · 4.625%
HK$231,029
+HK$13,251/mo
Deposit HK$19.26M · loan HK$44.94M · min. income ≈ HK$435,556/mo (50% DSR)
Upfront cash ≈ HK$21.99M (deposit + AVD stamp duty HK$2,728,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,979
−HK$12,317/mo
▼ 0.25% · 3.875%
HK$234,093
−HK$6,203/mo
Today · 4.125%
HK$240,296
baseline
▲ 0.50% · 4.625%
HK$252,963
+HK$12,667/mo
Deposit HK$19.26M · loan HK$44.94M · min. income ≈ HK$480,592/mo (50% DSR)
Upfront cash ≈ HK$21.99M (deposit + AVD stamp duty HK$2,728,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,478
−HK$16,522/mo
▼ 0.25% · 3.875%
HK$271,673
−HK$8,327/mo
Today · 4.125%
HK$280,000
baseline
▲ 0.50% · 4.625%
HK$297,037
+HK$17,037/mo
Deposit HK$6.42M · loan HK$57.77M · min. income ≈ HK$560,000/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$2,728,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,116
−HK$15,836/mo
▼ 0.25% · 3.875%
HK$300,977
−HK$7,975/mo
Today · 4.125%
HK$308,952
baseline
▲ 0.50% · 4.625%
HK$325,238
+HK$16,286/mo
Deposit HK$6.42M · loan HK$57.77M · min. income ≈ HK$617,904/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$2,728,201 · Scale 2, in force from 26 Feb 2026)