LTV · monthly repayment
▼ 0.50% · 3.625%
HK$146,389
−HK$9,179/mo
▼ 0.25% · 3.875%
HK$150,942
−HK$4,626/mo
Today · 4.125%
HK$155,568
baseline
▲ 0.50% · 4.625%
HK$165,034
+HK$9,466/mo
Deposit HK$32.10M · loan HK$32.10M · min. income ≈ HK$311,136/mo (50% DSR)
Upfront cash ≈ HK$34.83M (deposit + AVD stamp duty HK$2,728,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,856
−HK$8,798/mo
▼ 0.25% · 3.875%
HK$167,224
−HK$4,430/mo
Today · 4.125%
HK$171,654
baseline
▲ 0.50% · 4.625%
HK$180,703
+HK$9,049/mo
Deposit HK$32.10M · loan HK$32.10M · min. income ≈ HK$343,308/mo (50% DSR)
Upfront cash ≈ HK$34.83M (deposit + AVD stamp duty HK$2,728,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,666
−HK$11,016/mo
▼ 0.25% · 3.875%
HK$181,131
−HK$5,551/mo
Today · 4.125%
HK$186,682
baseline
▲ 0.50% · 4.625%
HK$198,041
+HK$11,359/mo
Deposit HK$25.68M · loan HK$38.52M · min. income ≈ HK$373,364/mo (50% DSR)
Upfront cash ≈ HK$28.41M (deposit + AVD stamp duty HK$2,728,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,427
−HK$10,558/mo
▼ 0.25% · 3.875%
HK$200,668
−HK$5,317/mo
Today · 4.125%
HK$205,985
baseline
▲ 0.50% · 4.625%
HK$216,843
+HK$10,858/mo
Deposit HK$25.68M · loan HK$38.52M · min. income ≈ HK$411,970/mo (50% DSR)
Upfront cash ≈ HK$28.41M (deposit + AVD stamp duty HK$2,728,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,944
−HK$12,852/mo
▼ 0.25% · 3.875%
HK$211,319
−HK$6,477/mo
Today · 4.125%
HK$217,796
baseline
▲ 0.50% · 4.625%
HK$231,048
+HK$13,252/mo
Deposit HK$19.26M · loan HK$44.94M · min. income ≈ HK$435,592/mo (50% DSR)
Upfront cash ≈ HK$21.99M (deposit + AVD stamp duty HK$2,728,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,998
−HK$12,318/mo
▼ 0.25% · 3.875%
HK$234,113
−HK$6,203/mo
Today · 4.125%
HK$240,316
baseline
▲ 0.50% · 4.625%
HK$252,984
+HK$12,668/mo
Deposit HK$19.26M · loan HK$44.94M · min. income ≈ HK$480,632/mo (50% DSR)
Upfront cash ≈ HK$21.99M (deposit + AVD stamp duty HK$2,728,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,499
−HK$16,524/mo
▼ 0.25% · 3.875%
HK$271,696
−HK$8,327/mo
Today · 4.125%
HK$280,023
baseline
▲ 0.50% · 4.625%
HK$297,062
+HK$17,039/mo
Deposit HK$6.42M · loan HK$57.78M · min. income ≈ HK$560,046/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$2,728,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,141
−HK$15,837/mo
▼ 0.25% · 3.875%
HK$301,002
−HK$7,976/mo
Today · 4.125%
HK$308,978
baseline
▲ 0.50% · 4.625%
HK$325,265
+HK$16,287/mo
Deposit HK$6.42M · loan HK$57.78M · min. income ≈ HK$617,956/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$2,728,429 · Scale 2, in force from 26 Feb 2026)