LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,641
−HK$918/mo
▼ 0.25% · 3.875%
HK$15,096
−HK$463/mo
Today · 4.125%
HK$15,559
baseline
▲ 0.50% · 4.625%
HK$16,506
+HK$947/mo
Deposit HK$3.21M · loan HK$3.21M · min. income ≈ HK$31,118/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$177,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,288
−HK$880/mo
▼ 0.25% · 3.875%
HK$16,725
−HK$443/mo
Today · 4.125%
HK$17,168
baseline
▲ 0.50% · 4.625%
HK$18,073
+HK$905/mo
Deposit HK$3.21M · loan HK$3.21M · min. income ≈ HK$34,336/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$177,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,569
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$18,116
−HK$555/mo
Today · 4.125%
HK$18,671
baseline
▲ 0.50% · 4.625%
HK$19,807
+HK$1,136/mo
Deposit HK$2.57M · loan HK$3.85M · min. income ≈ HK$37,342/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$177,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,546
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$20,070
−HK$532/mo
Today · 4.125%
HK$20,602
baseline
▲ 0.50% · 4.625%
HK$21,688
+HK$1,086/mo
Deposit HK$2.57M · loan HK$3.85M · min. income ≈ HK$41,204/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$177,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,497
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,135
−HK$648/mo
Today · 4.125%
HK$21,783
baseline
▲ 0.50% · 4.625%
HK$23,108
+HK$1,325/mo
Deposit HK$1.93M · loan HK$4.49M · min. income ≈ HK$43,566/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$177,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,803
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,415
−HK$620/mo
Today · 4.125%
HK$24,035
baseline
▲ 0.50% · 4.625%
HK$25,302
+HK$1,267/mo
Deposit HK$1.93M · loan HK$4.49M · min. income ≈ HK$48,070/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$177,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,354
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,174
−HK$832/mo
Today · 4.125%
HK$28,006
baseline
▲ 0.50% · 4.625%
HK$29,711
+HK$1,705/mo
Deposit HK$642K · loan HK$5.78M · min. income ≈ HK$56,012/mo (50% DSR)
Upfront cash ≈ HK$819K (deposit + AVD stamp duty HK$177,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,318
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,105
−HK$797/mo
Today · 4.125%
HK$30,902
baseline
▲ 0.50% · 4.625%
HK$32,531
+HK$1,629/mo
Deposit HK$642K · loan HK$5.78M · min. income ≈ HK$61,804/mo (50% DSR)
Upfront cash ≈ HK$819K (deposit + AVD stamp duty HK$177,078 · Scale 2, in force from 26 Feb 2026)