LTV · monthly repayment
▼ 0.50% · 3.625%
HK$146,427
−HK$9,182/mo
▼ 0.25% · 3.875%
HK$150,982
−HK$4,627/mo
Today · 4.125%
HK$155,609
baseline
▲ 0.50% · 4.625%
HK$165,078
+HK$9,469/mo
Deposit HK$32.11M · loan HK$32.11M · min. income ≈ HK$311,218/mo (50% DSR)
Upfront cash ≈ HK$34.84M (deposit + AVD stamp duty HK$2,729,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,898
−HK$8,801/mo
▼ 0.25% · 3.875%
HK$167,267
−HK$4,432/mo
Today · 4.125%
HK$171,699
baseline
▲ 0.50% · 4.625%
HK$180,750
+HK$9,051/mo
Deposit HK$32.11M · loan HK$32.11M · min. income ≈ HK$343,398/mo (50% DSR)
Upfront cash ≈ HK$34.84M (deposit + AVD stamp duty HK$2,729,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,712
−HK$11,019/mo
▼ 0.25% · 3.875%
HK$181,178
−HK$5,553/mo
Today · 4.125%
HK$186,731
baseline
▲ 0.50% · 4.625%
HK$198,093
+HK$11,362/mo
Deposit HK$25.69M · loan HK$38.53M · min. income ≈ HK$373,462/mo (50% DSR)
Upfront cash ≈ HK$28.42M (deposit + AVD stamp duty HK$2,729,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,478
−HK$10,561/mo
▼ 0.25% · 3.875%
HK$200,721
−HK$5,318/mo
Today · 4.125%
HK$206,039
baseline
▲ 0.50% · 4.625%
HK$216,900
+HK$10,861/mo
Deposit HK$25.69M · loan HK$38.53M · min. income ≈ HK$412,078/mo (50% DSR)
Upfront cash ≈ HK$28.42M (deposit + AVD stamp duty HK$2,729,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,998
−HK$12,855/mo
▼ 0.25% · 3.875%
HK$211,374
−HK$6,479/mo
Today · 4.125%
HK$217,853
baseline
▲ 0.50% · 4.625%
HK$231,109
+HK$13,256/mo
Deposit HK$19.26M · loan HK$44.95M · min. income ≈ HK$435,706/mo (50% DSR)
Upfront cash ≈ HK$21.99M (deposit + AVD stamp duty HK$2,729,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,058
−HK$12,321/mo
▼ 0.25% · 3.875%
HK$234,174
−HK$6,205/mo
Today · 4.125%
HK$240,379
baseline
▲ 0.50% · 4.625%
HK$253,050
+HK$12,671/mo
Deposit HK$19.26M · loan HK$44.95M · min. income ≈ HK$480,758/mo (50% DSR)
Upfront cash ≈ HK$21.99M (deposit + AVD stamp duty HK$2,729,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,568
−HK$16,528/mo
▼ 0.25% · 3.875%
HK$271,767
−HK$8,329/mo
Today · 4.125%
HK$280,096
baseline
▲ 0.50% · 4.625%
HK$297,140
+HK$17,044/mo
Deposit HK$6.42M · loan HK$57.79M · min. income ≈ HK$560,192/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$2,729,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,217
−HK$15,842/mo
▼ 0.25% · 3.875%
HK$301,081
−HK$7,978/mo
Today · 4.125%
HK$309,059
baseline
▲ 0.50% · 4.625%
HK$325,350
+HK$16,291/mo
Deposit HK$6.42M · loan HK$57.79M · min. income ≈ HK$618,118/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$2,729,142 · Scale 2, in force from 26 Feb 2026)