LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,643
−HK$918/mo
▼ 0.25% · 3.875%
HK$15,099
−HK$462/mo
Today · 4.125%
HK$15,561
baseline
▲ 0.50% · 4.625%
HK$16,508
+HK$947/mo
Deposit HK$3.21M · loan HK$3.21M · min. income ≈ HK$31,122/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$177,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,290
−HK$880/mo
▼ 0.25% · 3.875%
HK$16,727
−HK$443/mo
Today · 4.125%
HK$17,170
baseline
▲ 0.50% · 4.625%
HK$18,075
+HK$905/mo
Deposit HK$3.21M · loan HK$3.21M · min. income ≈ HK$34,340/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$177,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,572
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$18,118
−HK$556/mo
Today · 4.125%
HK$18,674
baseline
▲ 0.50% · 4.625%
HK$19,810
+HK$1,136/mo
Deposit HK$2.57M · loan HK$3.85M · min. income ≈ HK$37,348/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$177,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,548
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$20,073
−HK$531/mo
Today · 4.125%
HK$20,604
baseline
▲ 0.50% · 4.625%
HK$21,691
+HK$1,087/mo
Deposit HK$2.57M · loan HK$3.85M · min. income ≈ HK$41,208/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$177,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,500
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,138
−HK$648/mo
Today · 4.125%
HK$21,786
baseline
▲ 0.50% · 4.625%
HK$23,111
+HK$1,325/mo
Deposit HK$1.93M · loan HK$4.50M · min. income ≈ HK$43,572/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$177,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,806
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,418
−HK$621/mo
Today · 4.125%
HK$24,039
baseline
▲ 0.50% · 4.625%
HK$25,306
+HK$1,267/mo
Deposit HK$1.93M · loan HK$4.50M · min. income ≈ HK$48,078/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$177,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,357
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,177
−HK$833/mo
Today · 4.125%
HK$28,010
baseline
▲ 0.50% · 4.625%
HK$29,715
+HK$1,705/mo
Deposit HK$642K · loan HK$5.78M · min. income ≈ HK$56,020/mo (50% DSR)
Upfront cash ≈ HK$819K (deposit + AVD stamp duty HK$177,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,322
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,109
−HK$798/mo
Today · 4.125%
HK$30,907
baseline
▲ 0.50% · 4.625%
HK$32,536
+HK$1,629/mo
Deposit HK$642K · loan HK$5.78M · min. income ≈ HK$61,814/mo (50% DSR)
Upfront cash ≈ HK$819K (deposit + AVD stamp duty HK$177,167 · Scale 2, in force from 26 Feb 2026)