LTV · monthly repayment
▼ 0.50% · 3.625%
HK$146,432
−HK$9,182/mo
▼ 0.25% · 3.875%
HK$150,987
−HK$4,627/mo
Today · 4.125%
HK$155,614
baseline
▲ 0.50% · 4.625%
HK$165,083
+HK$9,469/mo
Deposit HK$32.11M · loan HK$32.11M · min. income ≈ HK$311,228/mo (50% DSR)
Upfront cash ≈ HK$34.84M (deposit + AVD stamp duty HK$2,729,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,904
−HK$8,801/mo
▼ 0.25% · 3.875%
HK$167,273
−HK$4,432/mo
Today · 4.125%
HK$171,705
baseline
▲ 0.50% · 4.625%
HK$180,756
+HK$9,051/mo
Deposit HK$32.11M · loan HK$32.11M · min. income ≈ HK$343,410/mo (50% DSR)
Upfront cash ≈ HK$34.84M (deposit + AVD stamp duty HK$2,729,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,718
−HK$11,019/mo
▼ 0.25% · 3.875%
HK$181,184
−HK$5,553/mo
Today · 4.125%
HK$186,737
baseline
▲ 0.50% · 4.625%
HK$198,100
+HK$11,363/mo
Deposit HK$25.69M · loan HK$38.53M · min. income ≈ HK$373,474/mo (50% DSR)
Upfront cash ≈ HK$28.42M (deposit + AVD stamp duty HK$2,729,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,485
−HK$10,561/mo
▼ 0.25% · 3.875%
HK$200,727
−HK$5,319/mo
Today · 4.125%
HK$206,046
baseline
▲ 0.50% · 4.625%
HK$216,907
+HK$10,861/mo
Deposit HK$25.69M · loan HK$38.53M · min. income ≈ HK$412,092/mo (50% DSR)
Upfront cash ≈ HK$28.42M (deposit + AVD stamp duty HK$2,729,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,004
−HK$12,856/mo
▼ 0.25% · 3.875%
HK$211,381
−HK$6,479/mo
Today · 4.125%
HK$217,860
baseline
▲ 0.50% · 4.625%
HK$231,116
+HK$13,256/mo
Deposit HK$19.27M · loan HK$44.95M · min. income ≈ HK$435,720/mo (50% DSR)
Upfront cash ≈ HK$21.99M (deposit + AVD stamp duty HK$2,729,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,065
−HK$12,322/mo
▼ 0.25% · 3.875%
HK$234,182
−HK$6,205/mo
Today · 4.125%
HK$240,387
baseline
▲ 0.50% · 4.625%
HK$253,058
+HK$12,671/mo
Deposit HK$19.27M · loan HK$44.95M · min. income ≈ HK$480,774/mo (50% DSR)
Upfront cash ≈ HK$21.99M (deposit + AVD stamp duty HK$2,729,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,577
−HK$16,529/mo
▼ 0.25% · 3.875%
HK$271,776
−HK$8,330/mo
Today · 4.125%
HK$280,106
baseline
▲ 0.50% · 4.625%
HK$297,150
+HK$17,044/mo
Deposit HK$6.42M · loan HK$57.80M · min. income ≈ HK$560,212/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$2,729,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,227
−HK$15,842/mo
▼ 0.25% · 3.875%
HK$301,091
−HK$7,978/mo
Today · 4.125%
HK$309,069
baseline
▲ 0.50% · 4.625%
HK$325,361
+HK$16,292/mo
Deposit HK$6.42M · loan HK$57.80M · min. income ≈ HK$618,138/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$2,729,233 · Scale 2, in force from 26 Feb 2026)