LTV · monthly repayment
▼ 0.50% · 3.625%
HK$146,451
−HK$9,184/mo
▼ 0.25% · 3.875%
HK$151,007
−HK$4,628/mo
Today · 4.125%
HK$155,635
baseline
▲ 0.50% · 4.625%
HK$165,105
+HK$9,470/mo
Deposit HK$32.11M · loan HK$32.11M · min. income ≈ HK$311,270/mo (50% DSR)
Upfront cash ≈ HK$34.84M (deposit + AVD stamp duty HK$2,729,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,926
−HK$8,802/mo
▼ 0.25% · 3.875%
HK$167,295
−HK$4,433/mo
Today · 4.125%
HK$171,728
baseline
▲ 0.50% · 4.625%
HK$180,780
+HK$9,052/mo
Deposit HK$32.11M · loan HK$32.11M · min. income ≈ HK$343,456/mo (50% DSR)
Upfront cash ≈ HK$34.84M (deposit + AVD stamp duty HK$2,729,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,742
−HK$11,020/mo
▼ 0.25% · 3.875%
HK$181,208
−HK$5,554/mo
Today · 4.125%
HK$186,762
baseline
▲ 0.50% · 4.625%
HK$198,126
+HK$11,364/mo
Deposit HK$25.69M · loan HK$38.54M · min. income ≈ HK$373,524/mo (50% DSR)
Upfront cash ≈ HK$28.42M (deposit + AVD stamp duty HK$2,729,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,511
−HK$10,563/mo
▼ 0.25% · 3.875%
HK$200,754
−HK$5,320/mo
Today · 4.125%
HK$206,074
baseline
▲ 0.50% · 4.625%
HK$216,936
+HK$10,862/mo
Deposit HK$25.69M · loan HK$38.54M · min. income ≈ HK$412,148/mo (50% DSR)
Upfront cash ≈ HK$28.42M (deposit + AVD stamp duty HK$2,729,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,032
−HK$12,857/mo
▼ 0.25% · 3.875%
HK$211,410
−HK$6,479/mo
Today · 4.125%
HK$217,889
baseline
▲ 0.50% · 4.625%
HK$231,147
+HK$13,258/mo
Deposit HK$19.27M · loan HK$44.96M · min. income ≈ HK$435,778/mo (50% DSR)
Upfront cash ≈ HK$22.00M (deposit + AVD stamp duty HK$2,729,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,096
−HK$12,323/mo
▼ 0.25% · 3.875%
HK$234,213
−HK$6,206/mo
Today · 4.125%
HK$240,419
baseline
▲ 0.50% · 4.625%
HK$253,092
+HK$12,673/mo
Deposit HK$19.27M · loan HK$44.96M · min. income ≈ HK$480,838/mo (50% DSR)
Upfront cash ≈ HK$22.00M (deposit + AVD stamp duty HK$2,729,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,613
−HK$16,530/mo
▼ 0.25% · 3.875%
HK$271,812
−HK$8,331/mo
Today · 4.125%
HK$280,143
baseline
▲ 0.50% · 4.625%
HK$297,189
+HK$17,046/mo
Deposit HK$6.42M · loan HK$57.80M · min. income ≈ HK$560,286/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$2,729,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,266
−HK$15,845/mo
▼ 0.25% · 3.875%
HK$301,132
−HK$7,979/mo
Today · 4.125%
HK$309,111
baseline
▲ 0.50% · 4.625%
HK$325,404
+HK$16,293/mo
Deposit HK$6.42M · loan HK$57.80M · min. income ≈ HK$618,222/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$2,729,599 · Scale 2, in force from 26 Feb 2026)