LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,646
−HK$918/mo
▼ 0.25% · 3.875%
HK$15,101
−HK$463/mo
Today · 4.125%
HK$15,564
baseline
▲ 0.50% · 4.625%
HK$16,511
+HK$947/mo
Deposit HK$3.21M · loan HK$3.21M · min. income ≈ HK$31,128/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$177,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,293
−HK$881/mo
▼ 0.25% · 3.875%
HK$16,730
−HK$444/mo
Today · 4.125%
HK$17,174
baseline
▲ 0.50% · 4.625%
HK$18,079
+HK$905/mo
Deposit HK$3.21M · loan HK$3.21M · min. income ≈ HK$34,348/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$177,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,575
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$18,122
−HK$555/mo
Today · 4.125%
HK$18,677
baseline
▲ 0.50% · 4.625%
HK$19,814
+HK$1,137/mo
Deposit HK$2.57M · loan HK$3.85M · min. income ≈ HK$37,354/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$177,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,552
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$20,076
−HK$532/mo
Today · 4.125%
HK$20,608
baseline
▲ 0.50% · 4.625%
HK$21,695
+HK$1,087/mo
Deposit HK$2.57M · loan HK$3.85M · min. income ≈ HK$41,216/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$177,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,504
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,142
−HK$648/mo
Today · 4.125%
HK$21,790
baseline
▲ 0.50% · 4.625%
HK$23,116
+HK$1,326/mo
Deposit HK$1.93M · loan HK$4.50M · min. income ≈ HK$43,580/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$177,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,811
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,422
−HK$621/mo
Today · 4.125%
HK$24,043
baseline
▲ 0.50% · 4.625%
HK$25,310
+HK$1,267/mo
Deposit HK$1.93M · loan HK$4.50M · min. income ≈ HK$48,086/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$177,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,362
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,182
−HK$834/mo
Today · 4.125%
HK$28,016
baseline
▲ 0.50% · 4.625%
HK$29,720
+HK$1,704/mo
Deposit HK$642K · loan HK$5.78M · min. income ≈ HK$56,032/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$177,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,328
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,114
−HK$798/mo
Today · 4.125%
HK$30,912
baseline
▲ 0.50% · 4.625%
HK$32,542
+HK$1,630/mo
Deposit HK$642K · loan HK$5.78M · min. income ≈ HK$61,824/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$177,288 · Scale 2, in force from 26 Feb 2026)