LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,647
−HK$919/mo
▼ 0.25% · 3.875%
HK$15,103
−HK$463/mo
Today · 4.125%
HK$15,566
baseline
▲ 0.50% · 4.625%
HK$16,513
+HK$947/mo
Deposit HK$3.21M · loan HK$3.21M · min. income ≈ HK$31,132/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$177,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,295
−HK$880/mo
▼ 0.25% · 3.875%
HK$16,732
−HK$443/mo
Today · 4.125%
HK$17,175
baseline
▲ 0.50% · 4.625%
HK$18,081
+HK$906/mo
Deposit HK$3.21M · loan HK$3.21M · min. income ≈ HK$34,350/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$177,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,577
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$18,124
−HK$555/mo
Today · 4.125%
HK$18,679
baseline
▲ 0.50% · 4.625%
HK$19,816
+HK$1,137/mo
Deposit HK$2.57M · loan HK$3.85M · min. income ≈ HK$37,358/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$177,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,554
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$20,078
−HK$532/mo
Today · 4.125%
HK$20,610
baseline
▲ 0.50% · 4.625%
HK$21,697
+HK$1,087/mo
Deposit HK$2.57M · loan HK$3.85M · min. income ≈ HK$41,220/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$177,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,506
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,144
−HK$648/mo
Today · 4.125%
HK$21,792
baseline
▲ 0.50% · 4.625%
HK$23,118
+HK$1,326/mo
Deposit HK$1.93M · loan HK$4.50M · min. income ≈ HK$43,584/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$177,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,813
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,425
−HK$621/mo
Today · 4.125%
HK$24,046
baseline
▲ 0.50% · 4.625%
HK$25,313
+HK$1,267/mo
Deposit HK$1.93M · loan HK$4.50M · min. income ≈ HK$48,092/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$177,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,365
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,185
−HK$833/mo
Today · 4.125%
HK$28,018
baseline
▲ 0.50% · 4.625%
HK$29,723
+HK$1,705/mo
Deposit HK$642K · loan HK$5.78M · min. income ≈ HK$56,036/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$177,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,331
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,118
−HK$798/mo
Today · 4.125%
HK$30,916
baseline
▲ 0.50% · 4.625%
HK$32,545
+HK$1,629/mo
Deposit HK$642K · loan HK$5.78M · min. income ≈ HK$61,832/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$177,354 · Scale 2, in force from 26 Feb 2026)