LTV · monthly repayment
▼ 0.50% · 3.625%
HK$146,477
−HK$9,185/mo
▼ 0.25% · 3.875%
HK$151,033
−HK$4,629/mo
Today · 4.125%
HK$155,662
baseline
▲ 0.50% · 4.625%
HK$165,134
+HK$9,472/mo
Deposit HK$32.12M · loan HK$32.12M · min. income ≈ HK$311,324/mo (50% DSR)
Upfront cash ≈ HK$34.85M (deposit + AVD stamp duty HK$2,730,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,954
−HK$8,804/mo
▼ 0.25% · 3.875%
HK$167,324
−HK$4,434/mo
Today · 4.125%
HK$171,758
baseline
▲ 0.50% · 4.625%
HK$180,811
+HK$9,053/mo
Deposit HK$32.12M · loan HK$32.12M · min. income ≈ HK$343,516/mo (50% DSR)
Upfront cash ≈ HK$34.85M (deposit + AVD stamp duty HK$2,730,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,772
−HK$11,022/mo
▼ 0.25% · 3.875%
HK$181,239
−HK$5,555/mo
Today · 4.125%
HK$186,794
baseline
▲ 0.50% · 4.625%
HK$198,160
+HK$11,366/mo
Deposit HK$25.69M · loan HK$38.54M · min. income ≈ HK$373,588/mo (50% DSR)
Upfront cash ≈ HK$28.42M (deposit + AVD stamp duty HK$2,730,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,545
−HK$10,564/mo
▼ 0.25% · 3.875%
HK$200,789
−HK$5,320/mo
Today · 4.125%
HK$206,109
baseline
▲ 0.50% · 4.625%
HK$216,973
+HK$10,864/mo
Deposit HK$25.69M · loan HK$38.54M · min. income ≈ HK$412,218/mo (50% DSR)
Upfront cash ≈ HK$28.42M (deposit + AVD stamp duty HK$2,730,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,067
−HK$12,860/mo
▼ 0.25% · 3.875%
HK$211,446
−HK$6,481/mo
Today · 4.125%
HK$217,927
baseline
▲ 0.50% · 4.625%
HK$231,187
+HK$13,260/mo
Deposit HK$19.27M · loan HK$44.97M · min. income ≈ HK$435,854/mo (50% DSR)
Upfront cash ≈ HK$22.00M (deposit + AVD stamp duty HK$2,730,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,135
−HK$12,326/mo
▼ 0.25% · 3.875%
HK$234,254
−HK$6,207/mo
Today · 4.125%
HK$240,461
baseline
▲ 0.50% · 4.625%
HK$253,136
+HK$12,675/mo
Deposit HK$19.27M · loan HK$44.97M · min. income ≈ HK$480,922/mo (50% DSR)
Upfront cash ≈ HK$22.00M (deposit + AVD stamp duty HK$2,730,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,658
−HK$16,534/mo
▼ 0.25% · 3.875%
HK$271,859
−HK$8,333/mo
Today · 4.125%
HK$280,192
baseline
▲ 0.50% · 4.625%
HK$297,241
+HK$17,049/mo
Deposit HK$6.42M · loan HK$57.81M · min. income ≈ HK$560,384/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$2,730,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,317
−HK$15,847/mo
▼ 0.25% · 3.875%
HK$301,183
−HK$7,981/mo
Today · 4.125%
HK$309,164
baseline
▲ 0.50% · 4.625%
HK$325,460
+HK$16,296/mo
Deposit HK$6.42M · loan HK$57.81M · min. income ≈ HK$618,328/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$2,730,069 · Scale 2, in force from 26 Feb 2026)