LTV · monthly repayment
▼ 0.50% · 3.625%
HK$146,481
−HK$9,186/mo
▼ 0.25% · 3.875%
HK$151,038
−HK$4,629/mo
Today · 4.125%
HK$155,667
baseline
▲ 0.50% · 4.625%
HK$165,139
+HK$9,472/mo
Deposit HK$32.12M · loan HK$32.12M · min. income ≈ HK$311,334/mo (50% DSR)
Upfront cash ≈ HK$34.85M (deposit + AVD stamp duty HK$2,730,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,959
−HK$8,804/mo
▼ 0.25% · 3.875%
HK$167,329
−HK$4,434/mo
Today · 4.125%
HK$171,763
baseline
▲ 0.50% · 4.625%
HK$180,817
+HK$9,054/mo
Deposit HK$32.12M · loan HK$32.12M · min. income ≈ HK$343,526/mo (50% DSR)
Upfront cash ≈ HK$34.85M (deposit + AVD stamp duty HK$2,730,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,777
−HK$11,023/mo
▼ 0.25% · 3.875%
HK$181,245
−HK$5,555/mo
Today · 4.125%
HK$186,800
baseline
▲ 0.50% · 4.625%
HK$198,167
+HK$11,367/mo
Deposit HK$25.70M · loan HK$38.54M · min. income ≈ HK$373,600/mo (50% DSR)
Upfront cash ≈ HK$28.43M (deposit + AVD stamp duty HK$2,730,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,551
−HK$10,565/mo
▼ 0.25% · 3.875%
HK$200,795
−HK$5,321/mo
Today · 4.125%
HK$206,116
baseline
▲ 0.50% · 4.625%
HK$216,980
+HK$10,864/mo
Deposit HK$25.70M · loan HK$38.54M · min. income ≈ HK$412,232/mo (50% DSR)
Upfront cash ≈ HK$28.43M (deposit + AVD stamp duty HK$2,730,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,074
−HK$12,860/mo
▼ 0.25% · 3.875%
HK$211,453
−HK$6,481/mo
Today · 4.125%
HK$217,934
baseline
▲ 0.50% · 4.625%
HK$231,194
+HK$13,260/mo
Deposit HK$19.27M · loan HK$44.97M · min. income ≈ HK$435,868/mo (50% DSR)
Upfront cash ≈ HK$22.00M (deposit + AVD stamp duty HK$2,730,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,142
−HK$12,326/mo
▼ 0.25% · 3.875%
HK$234,261
−HK$6,207/mo
Today · 4.125%
HK$240,468
baseline
▲ 0.50% · 4.625%
HK$253,144
+HK$12,676/mo
Deposit HK$19.27M · loan HK$44.97M · min. income ≈ HK$480,936/mo (50% DSR)
Upfront cash ≈ HK$22.00M (deposit + AVD stamp duty HK$2,730,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,666
−HK$16,534/mo
▼ 0.25% · 3.875%
HK$271,868
−HK$8,332/mo
Today · 4.125%
HK$280,200
baseline
▲ 0.50% · 4.625%
HK$297,250
+HK$17,050/mo
Deposit HK$6.42M · loan HK$57.81M · min. income ≈ HK$560,400/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$2,730,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,326
−HK$15,847/mo
▼ 0.25% · 3.875%
HK$301,193
−HK$7,980/mo
Today · 4.125%
HK$309,173
baseline
▲ 0.50% · 4.625%
HK$325,470
+HK$16,297/mo
Deposit HK$6.42M · loan HK$57.81M · min. income ≈ HK$618,346/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$2,730,153 · Scale 2, in force from 26 Feb 2026)