LTV · monthly repayment
▼ 0.50% · 3.625%
HK$146,483
−HK$9,186/mo
▼ 0.25% · 3.875%
HK$151,039
−HK$4,630/mo
Today · 4.125%
HK$155,669
baseline
▲ 0.50% · 4.625%
HK$165,141
+HK$9,472/mo
Deposit HK$32.12M · loan HK$32.12M · min. income ≈ HK$311,338/mo (50% DSR)
Upfront cash ≈ HK$34.85M (deposit + AVD stamp duty HK$2,730,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,961
−HK$8,804/mo
▼ 0.25% · 3.875%
HK$167,331
−HK$4,434/mo
Today · 4.125%
HK$171,765
baseline
▲ 0.50% · 4.625%
HK$180,819
+HK$9,054/mo
Deposit HK$32.12M · loan HK$32.12M · min. income ≈ HK$343,530/mo (50% DSR)
Upfront cash ≈ HK$34.85M (deposit + AVD stamp duty HK$2,730,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,780
−HK$11,023/mo
▼ 0.25% · 3.875%
HK$181,247
−HK$5,556/mo
Today · 4.125%
HK$186,803
baseline
▲ 0.50% · 4.625%
HK$198,169
+HK$11,366/mo
Deposit HK$25.70M · loan HK$38.54M · min. income ≈ HK$373,606/mo (50% DSR)
Upfront cash ≈ HK$28.43M (deposit + AVD stamp duty HK$2,730,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,553
−HK$10,565/mo
▼ 0.25% · 3.875%
HK$200,798
−HK$5,320/mo
Today · 4.125%
HK$206,118
baseline
▲ 0.50% · 4.625%
HK$216,983
+HK$10,865/mo
Deposit HK$25.70M · loan HK$38.54M · min. income ≈ HK$412,236/mo (50% DSR)
Upfront cash ≈ HK$28.43M (deposit + AVD stamp duty HK$2,730,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,076
−HK$12,860/mo
▼ 0.25% · 3.875%
HK$211,455
−HK$6,481/mo
Today · 4.125%
HK$217,936
baseline
▲ 0.50% · 4.625%
HK$231,197
+HK$13,261/mo
Deposit HK$19.27M · loan HK$44.97M · min. income ≈ HK$435,872/mo (50% DSR)
Upfront cash ≈ HK$22.00M (deposit + AVD stamp duty HK$2,730,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,145
−HK$12,326/mo
▼ 0.25% · 3.875%
HK$234,264
−HK$6,207/mo
Today · 4.125%
HK$240,471
baseline
▲ 0.50% · 4.625%
HK$253,147
+HK$12,676/mo
Deposit HK$19.27M · loan HK$44.97M · min. income ≈ HK$480,942/mo (50% DSR)
Upfront cash ≈ HK$22.00M (deposit + AVD stamp duty HK$2,730,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,669
−HK$16,535/mo
▼ 0.25% · 3.875%
HK$271,871
−HK$8,333/mo
Today · 4.125%
HK$280,204
baseline
▲ 0.50% · 4.625%
HK$297,254
+HK$17,050/mo
Deposit HK$6.42M · loan HK$57.82M · min. income ≈ HK$560,408/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$2,730,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,330
−HK$15,847/mo
▼ 0.25% · 3.875%
HK$301,197
−HK$7,980/mo
Today · 4.125%
HK$309,177
baseline
▲ 0.50% · 4.625%
HK$325,474
+HK$16,297/mo
Deposit HK$6.42M · loan HK$57.82M · min. income ≈ HK$618,354/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$2,730,189 · Scale 2, in force from 26 Feb 2026)