LTV · monthly repayment
▼ 0.50% · 3.625%
HK$146,487
−HK$9,186/mo
▼ 0.25% · 3.875%
HK$151,044
−HK$4,629/mo
Today · 4.125%
HK$155,673
baseline
▲ 0.50% · 4.625%
HK$165,146
+HK$9,473/mo
Deposit HK$32.12M · loan HK$32.12M · min. income ≈ HK$311,346/mo (50% DSR)
Upfront cash ≈ HK$34.85M (deposit + AVD stamp duty HK$2,730,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,966
−HK$8,804/mo
▼ 0.25% · 3.875%
HK$167,336
−HK$4,434/mo
Today · 4.125%
HK$171,770
baseline
▲ 0.50% · 4.625%
HK$180,824
+HK$9,054/mo
Deposit HK$32.12M · loan HK$32.12M · min. income ≈ HK$343,540/mo (50% DSR)
Upfront cash ≈ HK$34.85M (deposit + AVD stamp duty HK$2,730,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,785
−HK$11,023/mo
▼ 0.25% · 3.875%
HK$181,253
−HK$5,555/mo
Today · 4.125%
HK$186,808
baseline
▲ 0.50% · 4.625%
HK$198,175
+HK$11,367/mo
Deposit HK$25.70M · loan HK$38.54M · min. income ≈ HK$373,616/mo (50% DSR)
Upfront cash ≈ HK$28.43M (deposit + AVD stamp duty HK$2,730,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,559
−HK$10,565/mo
▼ 0.25% · 3.875%
HK$200,804
−HK$5,320/mo
Today · 4.125%
HK$206,124
baseline
▲ 0.50% · 4.625%
HK$216,989
+HK$10,865/mo
Deposit HK$25.70M · loan HK$38.54M · min. income ≈ HK$412,248/mo (50% DSR)
Upfront cash ≈ HK$28.43M (deposit + AVD stamp duty HK$2,730,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,082
−HK$12,861/mo
▼ 0.25% · 3.875%
HK$211,461
−HK$6,482/mo
Today · 4.125%
HK$217,943
baseline
▲ 0.50% · 4.625%
HK$231,204
+HK$13,261/mo
Deposit HK$19.27M · loan HK$44.97M · min. income ≈ HK$435,886/mo (50% DSR)
Upfront cash ≈ HK$22.00M (deposit + AVD stamp duty HK$2,730,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,152
−HK$12,326/mo
▼ 0.25% · 3.875%
HK$234,271
−HK$6,207/mo
Today · 4.125%
HK$240,478
baseline
▲ 0.50% · 4.625%
HK$253,154
+HK$12,676/mo
Deposit HK$19.27M · loan HK$44.97M · min. income ≈ HK$480,956/mo (50% DSR)
Upfront cash ≈ HK$22.00M (deposit + AVD stamp duty HK$2,730,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,677
−HK$16,535/mo
▼ 0.25% · 3.875%
HK$271,879
−HK$8,333/mo
Today · 4.125%
HK$280,212
baseline
▲ 0.50% · 4.625%
HK$297,262
+HK$17,050/mo
Deposit HK$6.42M · loan HK$57.82M · min. income ≈ HK$560,424/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$2,730,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,338
−HK$15,848/mo
▼ 0.25% · 3.875%
HK$301,205
−HK$7,981/mo
Today · 4.125%
HK$309,186
baseline
▲ 0.50% · 4.625%
HK$325,484
+HK$16,298/mo
Deposit HK$6.42M · loan HK$57.82M · min. income ≈ HK$618,372/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$2,730,267 · Scale 2, in force from 26 Feb 2026)