LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,650
−HK$918/mo
▼ 0.25% · 3.875%
HK$15,105
−HK$463/mo
Today · 4.125%
HK$15,568
baseline
▲ 0.50% · 4.625%
HK$16,516
+HK$948/mo
Deposit HK$3.21M · loan HK$3.21M · min. income ≈ HK$31,136/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$177,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,298
−HK$880/mo
▼ 0.25% · 3.875%
HK$16,735
−HK$443/mo
Today · 4.125%
HK$17,178
baseline
▲ 0.50% · 4.625%
HK$18,084
+HK$906/mo
Deposit HK$3.21M · loan HK$3.21M · min. income ≈ HK$34,356/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$177,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,580
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$18,126
−HK$556/mo
Today · 4.125%
HK$18,682
baseline
▲ 0.50% · 4.625%
HK$19,819
+HK$1,137/mo
Deposit HK$2.57M · loan HK$3.85M · min. income ≈ HK$37,364/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$177,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,557
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$20,082
−HK$532/mo
Today · 4.125%
HK$20,614
baseline
▲ 0.50% · 4.625%
HK$21,700
+HK$1,086/mo
Deposit HK$2.57M · loan HK$3.85M · min. income ≈ HK$41,228/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$177,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,510
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,148
−HK$648/mo
Today · 4.125%
HK$21,796
baseline
▲ 0.50% · 4.625%
HK$23,122
+HK$1,326/mo
Deposit HK$1.93M · loan HK$4.50M · min. income ≈ HK$43,592/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$177,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,817
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,429
−HK$620/mo
Today · 4.125%
HK$24,049
baseline
▲ 0.50% · 4.625%
HK$25,317
+HK$1,268/mo
Deposit HK$1.93M · loan HK$4.50M · min. income ≈ HK$48,098/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$177,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,369
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,190
−HK$833/mo
Today · 4.125%
HK$28,023
baseline
▲ 0.50% · 4.625%
HK$29,728
+HK$1,705/mo
Deposit HK$642K · loan HK$5.78M · min. income ≈ HK$56,046/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$177,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,336
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,122
−HK$799/mo
Today · 4.125%
HK$30,921
baseline
▲ 0.50% · 4.625%
HK$32,551
+HK$1,630/mo
Deposit HK$642K · loan HK$5.78M · min. income ≈ HK$61,842/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$177,458 · Scale 2, in force from 26 Feb 2026)