LTV · monthly repayment
▼ 0.50% · 3.625%
HK$146,512
−HK$9,187/mo
▼ 0.25% · 3.875%
HK$151,069
−HK$4,630/mo
Today · 4.125%
HK$155,699
baseline
▲ 0.50% · 4.625%
HK$165,173
+HK$9,474/mo
Deposit HK$32.13M · loan HK$32.13M · min. income ≈ HK$311,398/mo (50% DSR)
Upfront cash ≈ HK$34.86M (deposit + AVD stamp duty HK$2,730,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,993
−HK$8,806/mo
▼ 0.25% · 3.875%
HK$167,364
−HK$4,435/mo
Today · 4.125%
HK$171,799
baseline
▲ 0.50% · 4.625%
HK$180,855
+HK$9,056/mo
Deposit HK$32.13M · loan HK$32.13M · min. income ≈ HK$343,598/mo (50% DSR)
Upfront cash ≈ HK$34.86M (deposit + AVD stamp duty HK$2,730,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,814
−HK$11,025/mo
▼ 0.25% · 3.875%
HK$181,283
−HK$5,556/mo
Today · 4.125%
HK$186,839
baseline
▲ 0.50% · 4.625%
HK$198,208
+HK$11,369/mo
Deposit HK$25.70M · loan HK$38.55M · min. income ≈ HK$373,678/mo (50% DSR)
Upfront cash ≈ HK$28.43M (deposit + AVD stamp duty HK$2,730,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,592
−HK$10,567/mo
▼ 0.25% · 3.875%
HK$200,837
−HK$5,322/mo
Today · 4.125%
HK$206,159
baseline
▲ 0.50% · 4.625%
HK$217,026
+HK$10,867/mo
Deposit HK$25.70M · loan HK$38.55M · min. income ≈ HK$412,318/mo (50% DSR)
Upfront cash ≈ HK$28.43M (deposit + AVD stamp duty HK$2,730,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,117
−HK$12,862/mo
▼ 0.25% · 3.875%
HK$211,497
−HK$6,482/mo
Today · 4.125%
HK$217,979
baseline
▲ 0.50% · 4.625%
HK$231,243
+HK$13,264/mo
Deposit HK$19.28M · loan HK$44.98M · min. income ≈ HK$435,958/mo (50% DSR)
Upfront cash ≈ HK$22.01M (deposit + AVD stamp duty HK$2,730,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,190
−HK$12,329/mo
▼ 0.25% · 3.875%
HK$234,310
−HK$6,209/mo
Today · 4.125%
HK$240,519
baseline
▲ 0.50% · 4.625%
HK$253,197
+HK$12,678/mo
Deposit HK$19.28M · loan HK$44.98M · min. income ≈ HK$481,038/mo (50% DSR)
Upfront cash ≈ HK$22.01M (deposit + AVD stamp duty HK$2,730,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,721
−HK$16,538/mo
▼ 0.25% · 3.875%
HK$271,925
−HK$8,334/mo
Today · 4.125%
HK$280,259
baseline
▲ 0.50% · 4.625%
HK$297,312
+HK$17,053/mo
Deposit HK$6.43M · loan HK$57.83M · min. income ≈ HK$560,518/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$2,730,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,387
−HK$15,851/mo
▼ 0.25% · 3.875%
HK$301,256
−HK$7,982/mo
Today · 4.125%
HK$309,238
baseline
▲ 0.50% · 4.625%
HK$325,539
+HK$16,301/mo
Deposit HK$6.43M · loan HK$57.83M · min. income ≈ HK$618,476/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$2,730,726 · Scale 2, in force from 26 Feb 2026)