LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,652
−HK$918/mo
▼ 0.25% · 3.875%
HK$15,107
−HK$463/mo
Today · 4.125%
HK$15,570
baseline
▲ 0.50% · 4.625%
HK$16,518
+HK$948/mo
Deposit HK$3.21M · loan HK$3.21M · min. income ≈ HK$31,140/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$177,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,300
−HK$880/mo
▼ 0.25% · 3.875%
HK$16,737
−HK$443/mo
Today · 4.125%
HK$17,180
baseline
▲ 0.50% · 4.625%
HK$18,086
+HK$906/mo
Deposit HK$3.21M · loan HK$3.21M · min. income ≈ HK$34,360/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$177,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,582
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$18,129
−HK$555/mo
Today · 4.125%
HK$18,684
baseline
▲ 0.50% · 4.625%
HK$19,821
+HK$1,137/mo
Deposit HK$2.57M · loan HK$3.86M · min. income ≈ HK$37,368/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$177,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,560
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$20,084
−HK$532/mo
Today · 4.125%
HK$20,616
baseline
▲ 0.50% · 4.625%
HK$21,703
+HK$1,087/mo
Deposit HK$2.57M · loan HK$3.86M · min. income ≈ HK$41,232/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$177,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,512
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,150
−HK$649/mo
Today · 4.125%
HK$21,799
baseline
▲ 0.50% · 4.625%
HK$23,125
+HK$1,326/mo
Deposit HK$1.93M · loan HK$4.50M · min. income ≈ HK$43,598/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$177,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,820
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,432
−HK$620/mo
Today · 4.125%
HK$24,052
baseline
▲ 0.50% · 4.625%
HK$25,320
+HK$1,268/mo
Deposit HK$1.93M · loan HK$4.50M · min. income ≈ HK$48,104/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$177,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,373
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,193
−HK$834/mo
Today · 4.125%
HK$28,027
baseline
▲ 0.50% · 4.625%
HK$29,732
+HK$1,705/mo
Deposit HK$643K · loan HK$5.78M · min. income ≈ HK$56,054/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$177,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,340
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,126
−HK$799/mo
Today · 4.125%
HK$30,925
baseline
▲ 0.50% · 4.625%
HK$32,555
+HK$1,630/mo
Deposit HK$643K · loan HK$5.78M · min. income ≈ HK$61,850/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$177,541 · Scale 2, in force from 26 Feb 2026)