LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,654
−HK$919/mo
▼ 0.25% · 3.875%
HK$15,110
−HK$463/mo
Today · 4.125%
HK$15,573
baseline
▲ 0.50% · 4.625%
HK$16,520
+HK$947/mo
Deposit HK$3.21M · loan HK$3.21M · min. income ≈ HK$31,146/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$177,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,302
−HK$881/mo
▼ 0.25% · 3.875%
HK$16,739
−HK$444/mo
Today · 4.125%
HK$17,183
baseline
▲ 0.50% · 4.625%
HK$18,089
+HK$906/mo
Deposit HK$3.21M · loan HK$3.21M · min. income ≈ HK$34,366/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$177,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,585
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$18,132
−HK$555/mo
Today · 4.125%
HK$18,687
baseline
▲ 0.50% · 4.625%
HK$19,824
+HK$1,137/mo
Deposit HK$2.57M · loan HK$3.86M · min. income ≈ HK$37,374/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$177,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,563
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$20,087
−HK$533/mo
Today · 4.125%
HK$20,620
baseline
▲ 0.50% · 4.625%
HK$21,707
+HK$1,087/mo
Deposit HK$2.57M · loan HK$3.86M · min. income ≈ HK$41,240/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$177,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,515
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,154
−HK$648/mo
Today · 4.125%
HK$21,802
baseline
▲ 0.50% · 4.625%
HK$23,128
+HK$1,326/mo
Deposit HK$1.93M · loan HK$4.50M · min. income ≈ HK$43,604/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$177,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,823
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,435
−HK$621/mo
Today · 4.125%
HK$24,056
baseline
▲ 0.50% · 4.625%
HK$25,324
+HK$1,268/mo
Deposit HK$1.93M · loan HK$4.50M · min. income ≈ HK$48,112/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$177,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,377
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,197
−HK$834/mo
Today · 4.125%
HK$28,031
baseline
▲ 0.50% · 4.625%
HK$29,737
+HK$1,706/mo
Deposit HK$643K · loan HK$5.78M · min. income ≈ HK$56,062/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$177,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,344
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,131
−HK$798/mo
Today · 4.125%
HK$30,929
baseline
▲ 0.50% · 4.625%
HK$32,560
+HK$1,631/mo
Deposit HK$643K · loan HK$5.78M · min. income ≈ HK$61,858/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$177,641 · Scale 2, in force from 26 Feb 2026)