LTV · monthly repayment
▼ 0.50% · 3.625%
HK$146,545
−HK$9,189/mo
▼ 0.25% · 3.875%
HK$151,103
−HK$4,631/mo
Today · 4.125%
HK$155,734
baseline
▲ 0.50% · 4.625%
HK$165,211
+HK$9,477/mo
Deposit HK$32.13M · loan HK$32.13M · min. income ≈ HK$311,468/mo (50% DSR)
Upfront cash ≈ HK$34.86M (deposit + AVD stamp duty HK$2,731,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,030
−HK$8,808/mo
▼ 0.25% · 3.875%
HK$167,402
−HK$4,436/mo
Today · 4.125%
HK$171,838
baseline
▲ 0.50% · 4.625%
HK$180,895
+HK$9,057/mo
Deposit HK$32.13M · loan HK$32.13M · min. income ≈ HK$343,676/mo (50% DSR)
Upfront cash ≈ HK$34.86M (deposit + AVD stamp duty HK$2,731,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,854
−HK$11,027/mo
▼ 0.25% · 3.875%
HK$181,324
−HK$5,557/mo
Today · 4.125%
HK$186,881
baseline
▲ 0.50% · 4.625%
HK$198,253
+HK$11,372/mo
Deposit HK$25.71M · loan HK$38.56M · min. income ≈ HK$373,762/mo (50% DSR)
Upfront cash ≈ HK$28.44M (deposit + AVD stamp duty HK$2,731,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,636
−HK$10,569/mo
▼ 0.25% · 3.875%
HK$200,882
−HK$5,323/mo
Today · 4.125%
HK$206,205
baseline
▲ 0.50% · 4.625%
HK$217,075
+HK$10,870/mo
Deposit HK$25.71M · loan HK$38.56M · min. income ≈ HK$412,410/mo (50% DSR)
Upfront cash ≈ HK$28.44M (deposit + AVD stamp duty HK$2,731,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,163
−HK$12,865/mo
▼ 0.25% · 3.875%
HK$211,544
−HK$6,484/mo
Today · 4.125%
HK$218,028
baseline
▲ 0.50% · 4.625%
HK$231,295
+HK$13,267/mo
Deposit HK$19.28M · loan HK$44.99M · min. income ≈ HK$436,056/mo (50% DSR)
Upfront cash ≈ HK$22.01M (deposit + AVD stamp duty HK$2,731,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,241
−HK$12,332/mo
▼ 0.25% · 3.875%
HK$234,363
−HK$6,210/mo
Today · 4.125%
HK$240,573
baseline
▲ 0.50% · 4.625%
HK$253,254
+HK$12,681/mo
Deposit HK$19.28M · loan HK$44.99M · min. income ≈ HK$481,146/mo (50% DSR)
Upfront cash ≈ HK$22.01M (deposit + AVD stamp duty HK$2,731,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,781
−HK$16,541/mo
▼ 0.25% · 3.875%
HK$271,986
−HK$8,336/mo
Today · 4.125%
HK$280,322
baseline
▲ 0.50% · 4.625%
HK$297,379
+HK$17,057/mo
Deposit HK$6.43M · loan HK$57.84M · min. income ≈ HK$560,644/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$2,731,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,453
−HK$15,855/mo
▼ 0.25% · 3.875%
HK$301,324
−HK$7,984/mo
Today · 4.125%
HK$309,308
baseline
▲ 0.50% · 4.625%
HK$325,612
+HK$16,304/mo
Deposit HK$6.43M · loan HK$57.84M · min. income ≈ HK$618,616/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$2,731,340 · Scale 2, in force from 26 Feb 2026)