LTV · monthly repayment
▼ 0.50% · 3.625%
HK$146,551
−HK$9,190/mo
▼ 0.25% · 3.875%
HK$151,110
−HK$4,631/mo
Today · 4.125%
HK$155,741
baseline
▲ 0.50% · 4.625%
HK$165,218
+HK$9,477/mo
Deposit HK$32.13M · loan HK$32.13M · min. income ≈ HK$311,482/mo (50% DSR)
Upfront cash ≈ HK$34.87M (deposit + AVD stamp duty HK$2,731,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,037
−HK$8,808/mo
▼ 0.25% · 3.875%
HK$167,409
−HK$4,436/mo
Today · 4.125%
HK$171,845
baseline
▲ 0.50% · 4.625%
HK$180,903
+HK$9,058/mo
Deposit HK$32.13M · loan HK$32.13M · min. income ≈ HK$343,690/mo (50% DSR)
Upfront cash ≈ HK$34.87M (deposit + AVD stamp duty HK$2,731,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,861
−HK$11,028/mo
▼ 0.25% · 3.875%
HK$181,332
−HK$5,557/mo
Today · 4.125%
HK$186,889
baseline
▲ 0.50% · 4.625%
HK$198,261
+HK$11,372/mo
Deposit HK$25.71M · loan HK$38.56M · min. income ≈ HK$373,778/mo (50% DSR)
Upfront cash ≈ HK$28.44M (deposit + AVD stamp duty HK$2,731,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,644
−HK$10,570/mo
▼ 0.25% · 3.875%
HK$200,891
−HK$5,323/mo
Today · 4.125%
HK$206,214
baseline
▲ 0.50% · 4.625%
HK$217,084
+HK$10,870/mo
Deposit HK$25.71M · loan HK$38.56M · min. income ≈ HK$412,428/mo (50% DSR)
Upfront cash ≈ HK$28.44M (deposit + AVD stamp duty HK$2,731,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,171
−HK$12,867/mo
▼ 0.25% · 3.875%
HK$211,553
−HK$6,485/mo
Today · 4.125%
HK$218,038
baseline
▲ 0.50% · 4.625%
HK$231,305
+HK$13,267/mo
Deposit HK$19.28M · loan HK$44.99M · min. income ≈ HK$436,076/mo (50% DSR)
Upfront cash ≈ HK$22.01M (deposit + AVD stamp duty HK$2,731,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,251
−HK$12,332/mo
▼ 0.25% · 3.875%
HK$234,373
−HK$6,210/mo
Today · 4.125%
HK$240,583
baseline
▲ 0.50% · 4.625%
HK$253,264
+HK$12,681/mo
Deposit HK$19.28M · loan HK$44.99M · min. income ≈ HK$481,166/mo (50% DSR)
Upfront cash ≈ HK$22.01M (deposit + AVD stamp duty HK$2,731,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,792
−HK$16,542/mo
▼ 0.25% · 3.875%
HK$271,997
−HK$8,337/mo
Today · 4.125%
HK$280,334
baseline
▲ 0.50% · 4.625%
HK$297,392
+HK$17,058/mo
Deposit HK$6.43M · loan HK$57.84M · min. income ≈ HK$560,668/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$2,731,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,466
−HK$15,855/mo
▼ 0.25% · 3.875%
HK$301,336
−HK$7,985/mo
Today · 4.125%
HK$309,321
baseline
▲ 0.50% · 4.625%
HK$325,626
+HK$16,305/mo
Deposit HK$6.43M · loan HK$57.84M · min. income ≈ HK$618,642/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$2,731,456 · Scale 2, in force from 26 Feb 2026)