LTV · monthly repayment
▼ 0.50% · 3.625%
HK$146,564
−HK$9,190/mo
▼ 0.25% · 3.875%
HK$151,123
−HK$4,631/mo
Today · 4.125%
HK$155,754
baseline
▲ 0.50% · 4.625%
HK$165,232
+HK$9,478/mo
Deposit HK$32.14M · loan HK$32.14M · min. income ≈ HK$311,508/mo (50% DSR)
Upfront cash ≈ HK$34.87M (deposit + AVD stamp duty HK$2,731,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,051
−HK$8,809/mo
▼ 0.25% · 3.875%
HK$167,424
−HK$4,436/mo
Today · 4.125%
HK$171,860
baseline
▲ 0.50% · 4.625%
HK$180,919
+HK$9,059/mo
Deposit HK$32.14M · loan HK$32.14M · min. income ≈ HK$343,720/mo (50% DSR)
Upfront cash ≈ HK$34.87M (deposit + AVD stamp duty HK$2,731,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,876
−HK$11,029/mo
▼ 0.25% · 3.875%
HK$181,347
−HK$5,558/mo
Today · 4.125%
HK$186,905
baseline
▲ 0.50% · 4.625%
HK$198,278
+HK$11,373/mo
Deposit HK$25.71M · loan HK$38.57M · min. income ≈ HK$373,810/mo (50% DSR)
Upfront cash ≈ HK$28.44M (deposit + AVD stamp duty HK$2,731,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,661
−HK$10,571/mo
▼ 0.25% · 3.875%
HK$200,908
−HK$5,324/mo
Today · 4.125%
HK$206,232
baseline
▲ 0.50% · 4.625%
HK$217,102
+HK$10,870/mo
Deposit HK$25.71M · loan HK$38.57M · min. income ≈ HK$412,464/mo (50% DSR)
Upfront cash ≈ HK$28.44M (deposit + AVD stamp duty HK$2,731,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,189
−HK$12,867/mo
▼ 0.25% · 3.875%
HK$211,572
−HK$6,484/mo
Today · 4.125%
HK$218,056
baseline
▲ 0.50% · 4.625%
HK$231,324
+HK$13,268/mo
Deposit HK$19.28M · loan HK$44.99M · min. income ≈ HK$436,112/mo (50% DSR)
Upfront cash ≈ HK$22.01M (deposit + AVD stamp duty HK$2,731,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,271
−HK$12,333/mo
▼ 0.25% · 3.875%
HK$234,393
−HK$6,211/mo
Today · 4.125%
HK$240,604
baseline
▲ 0.50% · 4.625%
HK$253,286
+HK$12,682/mo
Deposit HK$19.28M · loan HK$44.99M · min. income ≈ HK$481,208/mo (50% DSR)
Upfront cash ≈ HK$22.01M (deposit + AVD stamp duty HK$2,731,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,815
−HK$16,543/mo
▼ 0.25% · 3.875%
HK$272,021
−HK$8,337/mo
Today · 4.125%
HK$280,358
baseline
▲ 0.50% · 4.625%
HK$297,417
+HK$17,059/mo
Deposit HK$6.43M · loan HK$57.85M · min. income ≈ HK$560,716/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$2,731,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,491
−HK$15,856/mo
▼ 0.25% · 3.875%
HK$301,362
−HK$7,985/mo
Today · 4.125%
HK$309,347
baseline
▲ 0.50% · 4.625%
HK$325,654
+HK$16,307/mo
Deposit HK$6.43M · loan HK$57.85M · min. income ≈ HK$618,694/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$2,731,691 · Scale 2, in force from 26 Feb 2026)