LTV · monthly repayment
▼ 0.50% · 3.625%
HK$146,569
−HK$9,191/mo
▼ 0.25% · 3.875%
HK$151,128
−HK$4,632/mo
Today · 4.125%
HK$155,760
baseline
▲ 0.50% · 4.625%
HK$165,238
+HK$9,478/mo
Deposit HK$32.14M · loan HK$32.14M · min. income ≈ HK$311,520/mo (50% DSR)
Upfront cash ≈ HK$34.87M (deposit + AVD stamp duty HK$2,731,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,056
−HK$8,810/mo
▼ 0.25% · 3.875%
HK$167,430
−HK$4,436/mo
Today · 4.125%
HK$171,866
baseline
▲ 0.50% · 4.625%
HK$180,925
+HK$9,059/mo
Deposit HK$32.14M · loan HK$32.14M · min. income ≈ HK$343,732/mo (50% DSR)
Upfront cash ≈ HK$34.87M (deposit + AVD stamp duty HK$2,731,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,883
−HK$11,029/mo
▼ 0.25% · 3.875%
HK$181,354
−HK$5,558/mo
Today · 4.125%
HK$186,912
baseline
▲ 0.50% · 4.625%
HK$198,285
+HK$11,373/mo
Deposit HK$25.71M · loan HK$38.57M · min. income ≈ HK$373,824/mo (50% DSR)
Upfront cash ≈ HK$28.44M (deposit + AVD stamp duty HK$2,731,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,668
−HK$10,571/mo
▼ 0.25% · 3.875%
HK$200,915
−HK$5,324/mo
Today · 4.125%
HK$206,239
baseline
▲ 0.50% · 4.625%
HK$217,110
+HK$10,871/mo
Deposit HK$25.71M · loan HK$38.57M · min. income ≈ HK$412,478/mo (50% DSR)
Upfront cash ≈ HK$28.44M (deposit + AVD stamp duty HK$2,731,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,196
−HK$12,868/mo
▼ 0.25% · 3.875%
HK$211,579
−HK$6,485/mo
Today · 4.125%
HK$218,064
baseline
▲ 0.50% · 4.625%
HK$231,333
+HK$13,269/mo
Deposit HK$19.28M · loan HK$44.99M · min. income ≈ HK$436,128/mo (50% DSR)
Upfront cash ≈ HK$22.02M (deposit + AVD stamp duty HK$2,731,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,279
−HK$12,333/mo
▼ 0.25% · 3.875%
HK$234,401
−HK$6,211/mo
Today · 4.125%
HK$240,612
baseline
▲ 0.50% · 4.625%
HK$253,295
+HK$12,683/mo
Deposit HK$19.28M · loan HK$44.99M · min. income ≈ HK$481,224/mo (50% DSR)
Upfront cash ≈ HK$22.02M (deposit + AVD stamp duty HK$2,731,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,824
−HK$16,544/mo
▼ 0.25% · 3.875%
HK$272,030
−HK$8,338/mo
Today · 4.125%
HK$280,368
baseline
▲ 0.50% · 4.625%
HK$297,428
+HK$17,060/mo
Deposit HK$6.43M · loan HK$57.85M · min. income ≈ HK$560,736/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$2,731,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,502
−HK$15,857/mo
▼ 0.25% · 3.875%
HK$301,373
−HK$7,986/mo
Today · 4.125%
HK$309,359
baseline
▲ 0.50% · 4.625%
HK$325,665
+HK$16,306/mo
Deposit HK$6.43M · loan HK$57.85M · min. income ≈ HK$618,718/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$2,731,789 · Scale 2, in force from 26 Feb 2026)