LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,657
−HK$919/mo
▼ 0.25% · 3.875%
HK$15,113
−HK$463/mo
Today · 4.125%
HK$15,576
baseline
▲ 0.50% · 4.625%
HK$16,524
+HK$948/mo
Deposit HK$3.21M · loan HK$3.21M · min. income ≈ HK$31,152/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$177,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,306
−HK$881/mo
▼ 0.25% · 3.875%
HK$16,743
−HK$444/mo
Today · 4.125%
HK$17,187
baseline
▲ 0.50% · 4.625%
HK$18,093
+HK$906/mo
Deposit HK$3.21M · loan HK$3.21M · min. income ≈ HK$34,374/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$177,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,589
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$18,136
−HK$555/mo
Today · 4.125%
HK$18,691
baseline
▲ 0.50% · 4.625%
HK$19,829
+HK$1,138/mo
Deposit HK$2.57M · loan HK$3.86M · min. income ≈ HK$37,382/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$177,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,567
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$20,092
−HK$532/mo
Today · 4.125%
HK$20,624
baseline
▲ 0.50% · 4.625%
HK$21,711
+HK$1,087/mo
Deposit HK$2.57M · loan HK$3.86M · min. income ≈ HK$41,248/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$177,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,520
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,158
−HK$649/mo
Today · 4.125%
HK$21,807
baseline
▲ 0.50% · 4.625%
HK$23,134
+HK$1,327/mo
Deposit HK$1.93M · loan HK$4.50M · min. income ≈ HK$43,614/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$177,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,828
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,440
−HK$622/mo
Today · 4.125%
HK$24,062
baseline
▲ 0.50% · 4.625%
HK$25,330
+HK$1,268/mo
Deposit HK$1.93M · loan HK$4.50M · min. income ≈ HK$48,124/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$177,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,383
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,203
−HK$834/mo
Today · 4.125%
HK$28,037
baseline
▲ 0.50% · 4.625%
HK$29,743
+HK$1,706/mo
Deposit HK$643K · loan HK$5.79M · min. income ≈ HK$56,074/mo (50% DSR)
Upfront cash ≈ HK$821K (deposit + AVD stamp duty HK$177,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,351
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,138
−HK$798/mo
Today · 4.125%
HK$30,936
baseline
▲ 0.50% · 4.625%
HK$32,567
+HK$1,631/mo
Deposit HK$643K · loan HK$5.79M · min. income ≈ HK$61,872/mo (50% DSR)
Upfront cash ≈ HK$821K (deposit + AVD stamp duty HK$177,783 · Scale 2, in force from 26 Feb 2026)