LTV · monthly repayment
▼ 0.50% · 3.625%
HK$146,599
−HK$9,193/mo
▼ 0.25% · 3.875%
HK$151,159
−HK$4,633/mo
Today · 4.125%
HK$155,792
baseline
▲ 0.50% · 4.625%
HK$165,272
+HK$9,480/mo
Deposit HK$32.15M · loan HK$32.15M · min. income ≈ HK$311,584/mo (50% DSR)
Upfront cash ≈ HK$34.88M (deposit + AVD stamp duty HK$2,732,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,090
−HK$8,811/mo
▼ 0.25% · 3.875%
HK$167,464
−HK$4,437/mo
Today · 4.125%
HK$171,901
baseline
▲ 0.50% · 4.625%
HK$180,963
+HK$9,062/mo
Deposit HK$32.15M · loan HK$32.15M · min. income ≈ HK$343,802/mo (50% DSR)
Upfront cash ≈ HK$34.88M (deposit + AVD stamp duty HK$2,732,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,919
−HK$11,032/mo
▼ 0.25% · 3.875%
HK$181,391
−HK$5,560/mo
Today · 4.125%
HK$186,951
baseline
▲ 0.50% · 4.625%
HK$198,326
+HK$11,375/mo
Deposit HK$25.72M · loan HK$38.57M · min. income ≈ HK$373,902/mo (50% DSR)
Upfront cash ≈ HK$28.45M (deposit + AVD stamp duty HK$2,732,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,708
−HK$10,574/mo
▼ 0.25% · 3.875%
HK$200,957
−HK$5,325/mo
Today · 4.125%
HK$206,282
baseline
▲ 0.50% · 4.625%
HK$217,155
+HK$10,873/mo
Deposit HK$25.72M · loan HK$38.57M · min. income ≈ HK$412,564/mo (50% DSR)
Upfront cash ≈ HK$28.45M (deposit + AVD stamp duty HK$2,732,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,239
−HK$12,870/mo
▼ 0.25% · 3.875%
HK$211,623
−HK$6,486/mo
Today · 4.125%
HK$218,109
baseline
▲ 0.50% · 4.625%
HK$231,381
+HK$13,272/mo
Deposit HK$19.29M · loan HK$45.00M · min. income ≈ HK$436,218/mo (50% DSR)
Upfront cash ≈ HK$22.02M (deposit + AVD stamp duty HK$2,732,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,326
−HK$12,336/mo
▼ 0.25% · 3.875%
HK$234,450
−HK$6,212/mo
Today · 4.125%
HK$240,662
baseline
▲ 0.50% · 4.625%
HK$253,348
+HK$12,686/mo
Deposit HK$19.29M · loan HK$45.00M · min. income ≈ HK$481,324/mo (50% DSR)
Upfront cash ≈ HK$22.02M (deposit + AVD stamp duty HK$2,732,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,879
−HK$16,547/mo
▼ 0.25% · 3.875%
HK$272,087
−HK$8,339/mo
Today · 4.125%
HK$280,426
baseline
▲ 0.50% · 4.625%
HK$297,489
+HK$17,063/mo
Deposit HK$6.43M · loan HK$57.86M · min. income ≈ HK$560,852/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$2,732,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,562
−HK$15,861/mo
▼ 0.25% · 3.875%
HK$301,435
−HK$7,988/mo
Today · 4.125%
HK$309,423
baseline
▲ 0.50% · 4.625%
HK$325,733
+HK$16,310/mo
Deposit HK$6.43M · loan HK$57.86M · min. income ≈ HK$618,846/mo (50% DSR)
Upfront cash ≈ HK$9.16M (deposit + AVD stamp duty HK$2,732,354 · Scale 2, in force from 26 Feb 2026)