LTV · monthly repayment
▼ 0.50% · 3.625%
HK$146,665
−HK$9,197/mo
▼ 0.25% · 3.875%
HK$151,227
−HK$4,635/mo
Today · 4.125%
HK$155,862
baseline
▲ 0.50% · 4.625%
HK$165,346
+HK$9,484/mo
Deposit HK$32.16M · loan HK$32.16M · min. income ≈ HK$311,724/mo (50% DSR)
Upfront cash ≈ HK$34.89M (deposit + AVD stamp duty HK$2,733,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,163
−HK$8,815/mo
▼ 0.25% · 3.875%
HK$167,539
−HK$4,439/mo
Today · 4.125%
HK$171,978
baseline
▲ 0.50% · 4.625%
HK$181,043
+HK$9,065/mo
Deposit HK$32.16M · loan HK$32.16M · min. income ≈ HK$343,956/mo (50% DSR)
Upfront cash ≈ HK$34.89M (deposit + AVD stamp duty HK$2,733,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,998
−HK$11,036/mo
▼ 0.25% · 3.875%
HK$181,472
−HK$5,562/mo
Today · 4.125%
HK$187,034
baseline
▲ 0.50% · 4.625%
HK$198,415
+HK$11,381/mo
Deposit HK$25.73M · loan HK$38.59M · min. income ≈ HK$374,068/mo (50% DSR)
Upfront cash ≈ HK$28.46M (deposit + AVD stamp duty HK$2,733,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,796
−HK$10,578/mo
▼ 0.25% · 3.875%
HK$201,047
−HK$5,327/mo
Today · 4.125%
HK$206,374
baseline
▲ 0.50% · 4.625%
HK$217,252
+HK$10,878/mo
Deposit HK$25.73M · loan HK$38.59M · min. income ≈ HK$412,748/mo (50% DSR)
Upfront cash ≈ HK$28.46M (deposit + AVD stamp duty HK$2,733,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,331
−HK$12,876/mo
▼ 0.25% · 3.875%
HK$211,718
−HK$6,489/mo
Today · 4.125%
HK$218,207
baseline
▲ 0.50% · 4.625%
HK$231,484
+HK$13,277/mo
Deposit HK$19.30M · loan HK$45.02M · min. income ≈ HK$436,414/mo (50% DSR)
Upfront cash ≈ HK$22.03M (deposit + AVD stamp duty HK$2,733,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,428
−HK$12,341/mo
▼ 0.25% · 3.875%
HK$234,555
−HK$6,214/mo
Today · 4.125%
HK$240,769
baseline
▲ 0.50% · 4.625%
HK$253,461
+HK$12,692/mo
Deposit HK$19.30M · loan HK$45.02M · min. income ≈ HK$481,538/mo (50% DSR)
Upfront cash ≈ HK$22.03M (deposit + AVD stamp duty HK$2,733,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,996
−HK$16,555/mo
▼ 0.25% · 3.875%
HK$272,208
−HK$8,343/mo
Today · 4.125%
HK$280,551
baseline
▲ 0.50% · 4.625%
HK$297,622
+HK$17,071/mo
Deposit HK$6.43M · loan HK$57.89M · min. income ≈ HK$561,102/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$2,733,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,693
−HK$15,868/mo
▼ 0.25% · 3.875%
HK$301,570
−HK$7,991/mo
Today · 4.125%
HK$309,561
baseline
▲ 0.50% · 4.625%
HK$325,878
+HK$16,317/mo
Deposit HK$6.43M · loan HK$57.89M · min. income ≈ HK$619,122/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$2,733,575 · Scale 2, in force from 26 Feb 2026)