LTV · monthly repayment
▼ 0.50% · 3.625%
HK$146,686
−HK$9,198/mo
▼ 0.25% · 3.875%
HK$151,249
−HK$4,635/mo
Today · 4.125%
HK$155,884
baseline
▲ 0.50% · 4.625%
HK$165,370
+HK$9,486/mo
Deposit HK$32.16M · loan HK$32.16M · min. income ≈ HK$311,768/mo (50% DSR)
Upfront cash ≈ HK$34.90M (deposit + AVD stamp duty HK$2,733,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,187
−HK$8,816/mo
▼ 0.25% · 3.875%
HK$167,563
−HK$4,440/mo
Today · 4.125%
HK$172,003
baseline
▲ 0.50% · 4.625%
HK$181,070
+HK$9,067/mo
Deposit HK$32.16M · loan HK$32.16M · min. income ≈ HK$344,006/mo (50% DSR)
Upfront cash ≈ HK$34.90M (deposit + AVD stamp duty HK$2,733,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,023
−HK$11,038/mo
▼ 0.25% · 3.875%
HK$181,498
−HK$5,563/mo
Today · 4.125%
HK$187,061
baseline
▲ 0.50% · 4.625%
HK$198,444
+HK$11,383/mo
Deposit HK$25.73M · loan HK$38.60M · min. income ≈ HK$374,122/mo (50% DSR)
Upfront cash ≈ HK$28.47M (deposit + AVD stamp duty HK$2,733,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,824
−HK$10,580/mo
▼ 0.25% · 3.875%
HK$201,076
−HK$5,328/mo
Today · 4.125%
HK$206,404
baseline
▲ 0.50% · 4.625%
HK$217,284
+HK$10,880/mo
Deposit HK$25.73M · loan HK$38.60M · min. income ≈ HK$412,808/mo (50% DSR)
Upfront cash ≈ HK$28.47M (deposit + AVD stamp duty HK$2,733,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,360
−HK$12,878/mo
▼ 0.25% · 3.875%
HK$211,748
−HK$6,490/mo
Today · 4.125%
HK$218,238
baseline
▲ 0.50% · 4.625%
HK$231,517
+HK$13,279/mo
Deposit HK$19.30M · loan HK$45.03M · min. income ≈ HK$436,476/mo (50% DSR)
Upfront cash ≈ HK$22.03M (deposit + AVD stamp duty HK$2,733,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,461
−HK$12,343/mo
▼ 0.25% · 3.875%
HK$234,588
−HK$6,216/mo
Today · 4.125%
HK$240,804
baseline
▲ 0.50% · 4.625%
HK$253,497
+HK$12,693/mo
Deposit HK$19.30M · loan HK$45.03M · min. income ≈ HK$481,608/mo (50% DSR)
Upfront cash ≈ HK$22.03M (deposit + AVD stamp duty HK$2,733,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,035
−HK$16,557/mo
▼ 0.25% · 3.875%
HK$272,248
−HK$8,344/mo
Today · 4.125%
HK$280,592
baseline
▲ 0.50% · 4.625%
HK$297,665
+HK$17,073/mo
Deposit HK$6.43M · loan HK$57.90M · min. income ≈ HK$561,184/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$2,733,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,736
−HK$15,870/mo
▼ 0.25% · 3.875%
HK$301,614
−HK$7,992/mo
Today · 4.125%
HK$309,606
baseline
▲ 0.50% · 4.625%
HK$325,925
+HK$16,319/mo
Deposit HK$6.43M · loan HK$57.90M · min. income ≈ HK$619,212/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$2,733,970 · Scale 2, in force from 26 Feb 2026)