LTV · monthly repayment
▼ 0.50% · 3.625%
HK$146,689
−HK$9,199/mo
▼ 0.25% · 3.875%
HK$151,252
−HK$4,636/mo
Today · 4.125%
HK$155,888
baseline
▲ 0.50% · 4.625%
HK$165,374
+HK$9,486/mo
Deposit HK$32.17M · loan HK$32.17M · min. income ≈ HK$311,776/mo (50% DSR)
Upfront cash ≈ HK$34.90M (deposit + AVD stamp duty HK$2,734,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,191
−HK$8,816/mo
▼ 0.25% · 3.875%
HK$167,567
−HK$4,440/mo
Today · 4.125%
HK$172,007
baseline
▲ 0.50% · 4.625%
HK$181,074
+HK$9,067/mo
Deposit HK$32.17M · loan HK$32.17M · min. income ≈ HK$344,014/mo (50% DSR)
Upfront cash ≈ HK$34.90M (deposit + AVD stamp duty HK$2,734,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,027
−HK$11,039/mo
▼ 0.25% · 3.875%
HK$181,503
−HK$5,563/mo
Today · 4.125%
HK$187,066
baseline
▲ 0.50% · 4.625%
HK$198,448
+HK$11,382/mo
Deposit HK$25.73M · loan HK$38.60M · min. income ≈ HK$374,132/mo (50% DSR)
Upfront cash ≈ HK$28.47M (deposit + AVD stamp duty HK$2,734,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,829
−HK$10,580/mo
▼ 0.25% · 3.875%
HK$201,081
−HK$5,328/mo
Today · 4.125%
HK$206,409
baseline
▲ 0.50% · 4.625%
HK$217,289
+HK$10,880/mo
Deposit HK$25.73M · loan HK$38.60M · min. income ≈ HK$412,818/mo (50% DSR)
Upfront cash ≈ HK$28.47M (deposit + AVD stamp duty HK$2,734,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,365
−HK$12,878/mo
▼ 0.25% · 3.875%
HK$211,753
−HK$6,490/mo
Today · 4.125%
HK$218,243
baseline
▲ 0.50% · 4.625%
HK$231,523
+HK$13,280/mo
Deposit HK$19.30M · loan HK$45.03M · min. income ≈ HK$436,486/mo (50% DSR)
Upfront cash ≈ HK$22.03M (deposit + AVD stamp duty HK$2,734,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,467
−HK$12,343/mo
▼ 0.25% · 3.875%
HK$234,594
−HK$6,216/mo
Today · 4.125%
HK$240,810
baseline
▲ 0.50% · 4.625%
HK$253,504
+HK$12,694/mo
Deposit HK$19.30M · loan HK$45.03M · min. income ≈ HK$481,620/mo (50% DSR)
Upfront cash ≈ HK$22.03M (deposit + AVD stamp duty HK$2,734,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,041
−HK$16,558/mo
▼ 0.25% · 3.875%
HK$272,254
−HK$8,345/mo
Today · 4.125%
HK$280,599
baseline
▲ 0.50% · 4.625%
HK$297,673
+HK$17,074/mo
Deposit HK$6.43M · loan HK$57.90M · min. income ≈ HK$561,198/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$2,734,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,743
−HK$15,870/mo
▼ 0.25% · 3.875%
HK$301,621
−HK$7,992/mo
Today · 4.125%
HK$309,613
baseline
▲ 0.50% · 4.625%
HK$325,933
+HK$16,320/mo
Deposit HK$6.43M · loan HK$57.90M · min. income ≈ HK$619,226/mo (50% DSR)
Upfront cash ≈ HK$9.17M (deposit + AVD stamp duty HK$2,734,036 · Scale 2, in force from 26 Feb 2026)