LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,670
−HK$920/mo
▼ 0.25% · 3.875%
HK$15,126
−HK$464/mo
Today · 4.125%
HK$15,590
baseline
▲ 0.50% · 4.625%
HK$16,538
+HK$948/mo
Deposit HK$3.22M · loan HK$3.22M · min. income ≈ HK$31,180/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$178,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,320
−HK$882/mo
▼ 0.25% · 3.875%
HK$16,758
−HK$444/mo
Today · 4.125%
HK$17,202
baseline
▲ 0.50% · 4.625%
HK$18,108
+HK$906/mo
Deposit HK$3.22M · loan HK$3.22M · min. income ≈ HK$34,404/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$178,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,604
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$18,151
−HK$557/mo
Today · 4.125%
HK$18,708
baseline
▲ 0.50% · 4.625%
HK$19,846
+HK$1,138/mo
Deposit HK$2.57M · loan HK$3.86M · min. income ≈ HK$37,416/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$178,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,584
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$20,109
−HK$533/mo
Today · 4.125%
HK$20,642
baseline
▲ 0.50% · 4.625%
HK$21,730
+HK$1,088/mo
Deposit HK$2.57M · loan HK$3.86M · min. income ≈ HK$41,284/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$178,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,538
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$21,176
−HK$650/mo
Today · 4.125%
HK$21,826
baseline
▲ 0.50% · 4.625%
HK$23,154
+HK$1,328/mo
Deposit HK$1.93M · loan HK$4.50M · min. income ≈ HK$43,652/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$178,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,848
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,461
−HK$621/mo
Today · 4.125%
HK$24,082
baseline
▲ 0.50% · 4.625%
HK$25,352
+HK$1,270/mo
Deposit HK$1.93M · loan HK$4.50M · min. income ≈ HK$48,164/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$178,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,406
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,227
−HK$834/mo
Today · 4.125%
HK$28,061
baseline
▲ 0.50% · 4.625%
HK$29,769
+HK$1,708/mo
Deposit HK$643K · loan HK$5.79M · min. income ≈ HK$56,122/mo (50% DSR)
Upfront cash ≈ HK$822K (deposit + AVD stamp duty HK$178,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,376
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,164
−HK$799/mo
Today · 4.125%
HK$30,963
baseline
▲ 0.50% · 4.625%
HK$32,595
+HK$1,632/mo
Deposit HK$643K · loan HK$5.79M · min. income ≈ HK$61,926/mo (50% DSR)
Upfront cash ≈ HK$822K (deposit + AVD stamp duty HK$178,337 · Scale 2, in force from 26 Feb 2026)